Terms

MNT

USD

EUR

CNY

JPY

Duration

Annual interest rate

1 month

up to 10.50%

2.20%

1.20%

1.20%

1.20%

2 months

up to 10.50%

2.50%

1.20%

1.20%

1.20%

3 – 6 months

11.0%

4.0%

3.60%

4.0%

3.30%

7 – 9 months

11.50%

4.0%

3.60%

4.0%

3.30%

10 – 11 months

12.0%

4.0%

3.60%

4.0%

3.30%

12 months

Nominal interest rate

14.0%

4.0%

3.60%

4.0%

3.30%

Effective interest rate

14.75%

4.06%

3.65%

4.06%

3.34%

13 – 18 months

Nominal interest rate

14.0%

5.0%

3.60%

4.0%

3.30%

Effective interest rate

14.75%

5.09%

3.65%

4.06%

3.34%

19 – 24 months

Nominal interest rate

14.0%

5.50%

–

–

–

Effective interest rate

14.75%

5.61%

–

–

–

Early termination interest rate

2.4%-4.8%

1.2%

0.6%

0.6%

0.6%

Minimum balance requirement

10,000 MNT

10 USD

10 EUR

100 CNY

1,000 JPY

Interest payment conditions

• Savings with a maturity of 1 to 11 months;

• 12-24 month deposits will be given quarterly interest;

Withdrawal conditions

• At the end of every 3 months for 12-month deposits;

• For deposits with a term of 13 to 24 months, you are allowed to make one withdrawal during a 7-day calendar period at the end of every 6 months.