We offer employee savings products that will increase the value of your workplace.

Employer Incentive Deposit

Regular term deposit

Repaid Interest Deposit

Convertible term deposit

Term Deposit

Incentive 6 months deposit

We offer you savings services that are aligned with the Bank of Mongolia’s policy interest rate, depending on the economic situation.

Floating Interest Deposit

This savings services to protect you from the risk of the US dollar exchange rate.

Currency risk sharing deposit

Our bank offers the new product “Employer’s Incentive Savings” with the most flexible and favorable conditions for the needs of the organization to create savings in order to encourage and activate its employees to work stably and settle down.

A dedicated term deposit account service for legal entities and companies interested in earning interest by saving their physical gold in a bank.

Gold term deposit

A certificate of deposit granted by a bank allows you to own a deposit account, which can be used later for selling, gifting, inheriting, or transferring your deposit account.

Certificate of deposit

An exchange rate risk-free deposit account service with high-yields that can be converted to US dollars.

Hedged deposit

It is a product in which the customer has the right to make spending transactions in partial or full amount during the deposit period.

Conditions
Account currency		MNT, USD
Term of deposit		36 months
Interest rate /annual/	Terms	12 months	24 months	36 months
	MNT	13.5%	14.0%	14.0%
	USD	4.0%	5.0%	5.5%
Interest payment on early termination		Interest will not be deducted
Monthly income for the employer		1% of salary – …% or a fixed amount
Monthly income for the employee		1% of salary – …% or a fixed amount
The percentage of income to be returned to the employee from the savings made by the employer at the time of termination of the savings		Determined by organizational policy.
Debit transactions		Possible
Withdrawal condition		At the end of the period
Method of interest		Composite way
Interest payment conditions		Monthly

Conditions

Account currency

MNT, USD

Term of deposit

36 months

Interest rate /annual/

Terms

12 months

24 months

36 months

MNT

13.5%

14.0%

14.0%

USD

4.0%

5.0%

5.5%

Interest payment on early termination

Interest will not be deducted

Monthly income for the employer

1% of salary – …% or a fixed amount

Monthly income for the employee

1% of salary – …% or a fixed amount

The percentage of income to be returned to the employee from the savings made by the employer at the time of termination of the savings

Determined by organizational policy.

Debit transactions

Possible

Withdrawal condition

At the end of the period

Method of interest

Composite way

Interest payment conditions

Monthly