International rating agency Fitch Ratings affirmed TransBank’s Long-Term Issuer Default Rating (IDR) at ‘B-’ and maintained its outlook at ‘Stable’ on August 21, 2026.

According to Fitch Ratings’ report, TransBank’s loan portfolio grew by 35% in 2025, expanding at a notably faster pace than the system average. The report also highlighted that the Bank’s current accounts and deposits doubled, indicating a strengthening funding base and improved liquidity position.

Furthermore, TransBank’s capital adequacy ratio (CAR) stood at 18.3% as of the first half of 2026, exceeding the regulatory minimum requirement of 12% by 6.3%. Fitch noted that this level represents one of the stronger capital positions within Mongolia’s banking sector and provides the Bank with a solid capacity to absorb potential risks.

TransBank continues to strengthen its position in both the international and domestic markets, pursuing sustainable growth based on the trust of its customers and business partners. The Bank remains committed to consistently adhering to international standards and regulatory requirements across its operations.