- Competitive interest rates;
- Can be used as collateral for savings-backed loans with a low interest rate;
- Term deposits with 12 to 36 month maturities which pays interest income quarterly;
- No restrictions for deposit transactions;
- Access and manage your bank term deposit account using online banking services.

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- Personal Banking
- Deposit account services


Term deposit
Regular term deposit
“Golden coin” children's saving
Prepaid interest deposit
Convertible deposit
Regular term deposit
A risk-free savings account that will increase your savings for a certain fixed period, at high interest rate.
Advantages
Terms and conditions
Terms | MNT | USD | EUR | CNY | JPY |
Tenors | Annual Interest rates | ||||
1 month | up to 10.50% | 2.20% | 1.20% | 1.20% | 1.20% |
2 months | up to 10.50% | 2.50% | 1.20% | 1.20% | 1.20% |
3-6 months | 8.00%-11.00% | 4.00% | 3.60% | 4.00% | 3.30% |
7-9 months | 8.00%-12.00% | 4.00% | 3.60% | 4.00% | 3.30% |
10-12 months | 9.00%-13.50% | 4.00% | 3.60% | 4.00% | 3.30% |
13-18 months | 9.50%-14.00% | 4.50% | 3.60% | 4.00% | 3.30% |
19-24 months | 9.50%-14.00% | 5.00% | – | – | – |
25-36 months | – | 5.50% | – | – | – |
Interest rate upon early termination of contract /annual/ | 4.8% | 1.2% | 0.6% | 0.6% | 0.6% |
Minimum deposit requirement | 10,000 MNT | 10 USD | 10 EUR | 100 CNY | 1,000 JPY |
Interest capitalization | · Deposit accounts with 1 to 11 months maturity earns interest at the end of the contract;
· Term deposits with 12 to 36 month maturities earns interest quarterly.
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Withdrawals | · Allows you to make withdrawals from deposit account with 12 to 36 months maturity for once every 3 months for a calendar week. | ||||
Account opening fee | No fee | ||||
Savings book | Free |
*Up to 3.00% incentive interest may be granted depending on the balance for 3-24 months MNT deposits.
Fees and charges
Eligibility or required documents
- Customer application form /download here/;
- Documents required:
- For Mongolian citizens: Citizens ID card;
- For Foreign citizens: Passport and certificate of alien registration.