季度财务报告
年度 -2024 季度 – 3

(单位为100万蒙图)

资产负债表30/09/2024
1资产
1.1现金及现金等价物                          184,400
1.2存放于银行及其他金融机构款项                            44,971
1.3金融投资                            25,173
1.4发放贷款(净值)                          651,366
1.4.1正常贷款                          615,595
1.4.2不良贷款                            56,644
1.4.3应收还款                                (104)
1.4.4应收利息                            16,528
1.4.5贷款损失准备金                          (37,297)
1.5衍生金融工具资产                               1,069
1.6 其他金融资产                               1,130
1.7其他非金融资产                            21,298
1.8固定资产                            17,792
1.9待售资产                            24,267
1.1无形资产                            13,470
1.11资产合计                          984,936
2负债
2.1往来账户                            47,347
2.2客户存款                          430,781
2.3银行及其他金融机构存放款项                          242,506
2.4其他吸收款项                            30,997
2.5衍生金融工具负债                               1,827
2.6其他负债                            26,526
2.7负债合计                          779,984
3股东权益
3.1股本                          146,474
3.2资本公积                            15,647
3.3库存股                            (7,032)
3.4重估盈余                            49,764
3.5留存收益/损失/                                     99
3.6其他权益工具                          204,952
4股东权益合计                          984,936

(单位为100万蒙图)

资产负债表外 
承付款项与或有负债(净)               12,107

(单位为100万蒙图)

利润表30/09/2024
1I利息收入                            90,001
1.1来自蒙古央行                                  164
1.2来自其他银行和金融机构                                  667
1.3证券收益                               6,932
1.4贷款收入                            80,590
1.5其他利息收入                               1,648
2利息支出                            65,392
2.1往来账户利息支出                               1,057
2.2存款账户利息支出                            42,517
2.3借入资金利息支出                            17,433
2.4证券利息支出                                  363
2.5其他利息支出                               4,022
3利息净收入 (1-2)                            24,609
4拨备支出                                      –  
4.1在其他银行和金融机构的存款                                      –  
4.2证券                                      –  
4.3贷款                                      –  
5拨备后的净利息收入 [(3)-(4)]                            24,609
6其他收入                            17,737
6.1非利息收入                            17,596
6.1.1交易收入                               7,363
6.1.2汇兑及重估调整费用                               8,519
6.1.3手续费及佣金收入                               1,043
6.1.4其他非利息收入                                  671
6.2其他收入                                  141
7其他支出                            32,494
7.1非利息支出                            31,829
7.1.1其他拨备支出                                  946
7.1.2交易支出                               2,811
7.1.3汇兑及重估调整费用                               8,087
7.1.4手续费及佣金支出                               1,161
7.1.5其他业务支出                            18,824
7.2其他支出                                  665
8税前利润 (5+6-7)                               9,852
9所得税费用                               1,799
10税后利润 (8-9)                               8,053
11其他综合收入                                      –  
12本期综合收益总额                               8,053
审慎比率指标适当比率履行
一级权益与风险加权资产的适当比率≥ 9%23.9%
股东权益与风险加权资产的比率≥ 12%23.9%
流动性比率≥ 25%30.2%
外汇未平仓头寸与股东权益的比率/单位货币/< ±15%7.2%
外汇未平仓头寸与股东权益的比率/总计/< ±30%14.5%
银行关联方
(利害关系人)
资产形式额 (单位为100万蒙图)占股东权益比率
1发放给一名银行关联方(利害关系人)的贷款以及等价于贷款的其他形式资产(不高于股东权益的5%3.3%
1.1银行股东                                 –                                –                                           –  
1.2银行高管                                 –                                –                                           –  
1.3其他银行关联方贷款                               6,7803.3%
2发放给所有银行关联方(利害关系人)贷款以及等价于贷款的其他形式资产(不高于股东权益的20%11.2%
2.1银行股东贷款                                  1000.0%
2.2银行高管贷款                               1,1250.5%
2.3其他银行关联方贷款                            21,80510.6%