Deposit account services

The “Smart Savings” service allows customers to work without financial burdens.
It is an additional fee-free service that allows you to save money on your current income and expenditure transactions.

Smart savings

Demand deposit product service that offers you the highest interest rate on the market, allowing you to make income and expense transactions whenever you want.

Demand deposit

Regular term deposit

“Golden coin” children's saving

Prepaid interest deposit

Convertible deposit

Term Deposit

Incentive savings of 6 months term deposit

Term deposit

Floating interest deposit

This savings services to protect you from the risk of the US dollar exchange rate.

Exchange rate risk sharing deposit

A dedicated term deposit service for individuals whose main business activities are engaged in gold production or mining etc.

Gold deposit

Ever thought of inheriting, transferring, selling, or gifting your rights of owning a deposit like a traded securities.

Certificate of Deposit (CD)

Want to open a deposit account with high-yields that can be converted to US dollars without worrying about exchange rate risk.

Hedge deposit

Customer can connect the savings service to any of the bank’s term deposit accounts (except for “Hedged deposit” and “Foreign currency convertible deposit”) and create savings from income and purchase expenses without creating financial burden.

Please visit the read more section for product promotions and benefits.

Service	Smart savings
Choices	Savings	Income savings	Daily savings
Choices	Total amount: – 1,000 MNT – 2,000 MNT – 3,000 MNT – 4,000 MNT – 5,000 MNT	Savings percent: – 1.0% – 6.0% – 2.0% – 7.0% – 3.0% – 8.0% – 4.0% – 9.0% – 5.0% -10.0%	Total amount: – 1,000 MNT – 2,000 MNT – 3,000 MNT – 4,000 MNT – 5,000 MNT
Description	Note for each non-cash (card) purchase and payment transaction, the transaction amount is rounded up to 5,000 and the difference is accumulated in the savings account.	Accumulate a fixed percentage of the transaction amount in a savings account for each income transaction other than a loan	Accumulate current account balances up to 5,000 and accumulate in savings account at 00.00 every day
Account	The customer’s current account can be used, and if the customer does not have a current or savings account, can choose from the products specified open a new account.
Service fee	No fee
Registration	Come to the branch of the bank with your documents and register for additional services.