Deposit account services

Offers you a term deposit product with the condition of providing additional “exchange rate risk sharing interest rate“ in order to protect you from possible US dollar exchange rate risks.

Exchange rate risk sharing deposit

Demand deposit product service that offers you the highest interest rate on the market, allowing you to make income and expense transactions whenever you want.

Demand deposit

Regular term deposit

“Golden coin” children's saving

Prepaid interest deposit

Convertible deposit

Term Deposit

Incentive savings of 6 months term deposit

Term deposit

Floating interest deposit

This savings services to protect you from the risk of the US dollar exchange rate.

A dedicated term deposit service for individuals whose main business activities are engaged in gold production or mining etc.

Gold deposit

Ever thought of inheriting, transferring, selling, or gifting your rights of owning a deposit like a traded securities.

Certificate of Deposit (CD)

Want to open a deposit account with high-yields that can be converted to US dollars without worrying about exchange rate risk.

Hedge deposit

Customer can connect the savings service to any of the bank’s term deposit accounts (except for “Hedged deposit” and “Foreign currency convertible deposit”) and create savings from income and purchase expenses without creating financial burden.

TERMS AND CONDITIONS
Tenor		MNT
Term		12 months
Annual interest rate		The bank’s 12 months regular term deposit interest rate
Total annual interest rate		Annual interest rate + Exchange rate risk sharing interest rate*
Minimum deposit		500,000,000 MNT
Interest rate upon early termination of contract		2.4%-4.8%
Interest capitalization		Quarterly
Withdrawals		Quarterly
Conditions for earning income		Possible
TERMS OF EXCHANGE RATE RISK SHARING INTEREST RATE
№	USD exchange rate of the Bank of Mongolia** /MNT/	Exchange rate risk sharing interest rate* /annual/
1	3,000 ≤ ** < 3,100	0.5%
2	3,100 ≤ ** < 3,200	1.0%
3	3,200 ≤ ** < 3,300	1.5%
4	3,300 ≤ ** < 3,400	2.0%
5	3,400 ≤ ** < 3,500	2.5%
6	3,500≤ **	3.0%
Note : *The interest rate on this deposit will change in accordance with the policy rate of the Bank of Mongolia and the rise and fall of the exchange rate.