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Банкны даатгал, зуучлалын давуу тал

БАНКНЫ ДААТГАЛ ЗУУЧЛАЛЫН ДАВУУ ТАЛ

Бид харилцагчдынхаа санхүүгийн эрсдэлийг бууруулах, даатгалын талаар зөвлөх, чиглүүлэх зорилгоор хэрэгцээнд нь нийцсэн даатгалын бүтээгдэхүүн, нөхцөлүүдийг санал болгож, хамтран ажилладаг даатгалын компаниудын бүтээгдэхүүн, үйлчилгээг зуучлан ажиллаж байна.

Тээвэр хөгжлийн банк нь Банкны тухай хууль болон Даатгалын мэргэжлийн оролцогчийн тухай хуулийн дагуу Санхүүгийн зохицуулах хорооны 2019 оны 12 дугаар сарын 04-ний өдрийн 346 дугаар тогтоолоор даатгалын зуучлалын үйл ажиллагаа эрхлэх тусгай зөвшөөрөл авч, даатгалын мэргэжлийн оролцогч болсон. Үүний хүрээнд холбогдох хууль, дүрэм, журмыг баримтлан даатгалын цогц үйлчилгээг өөрийн салбар, нэгжүүдээр дамжуулан харилцагчдадаа хүргэн ажиллаж байна.

Даатгалын үйлчилгээг банкны зуучлагчаар дамжуулан авснаар харилцагч нэмэлт шимтгэл, хураамж төлөх шаардлагагүй бөгөөд даатгалын компанийн нийтэд санал болгосон нөхцлөөс илүү боломжит хураамжаар, илүү өргөн хамгаалалт бүхий нөхцөлөөр даатгуулах боломжтой байдаг нь банкны зуучлалын гол давуу тал юм.

Даатгалын зуучлалын эрхтэй ажилтнуудын мэдээлэлтэй ЭНД дарж танилцана уу.

Categories
Annual report

2025

Categories
Financial education News

TRANSBANK LAUNCHES INTERNATIONAL-LEVEL PRIVATE BANKER DEVELOPMENT PROGRAM

TransBank has officially launched the Certified Private Banker program in collaboration with the Mongolian Bankers Association and the European Financial Planning Association (EFPA), as part of its strategic objective to elevate the quality and capabilities of its private banking services to international standards.

This program is a high-level professional certification course that integrates the internationally recognized European Investment Practitioner (EIP) qualification with the “Certified Private Banker” certification issued by the Mongolian Bankers Association.

Program Highlights:

  1. Curriculum aligned with international standards;
  2. A comprehensive program designed to develop private banking professionals;
  3. A blended learning methodology combining theoretical and practical approaches;
  4. A professional development program tailored for senior management-level participants.

By enrolling 25 senior executives in this program, TransBank is laying a strategic foundation for advancing wealth management capabilities through internationally benchmarked knowledge and expertise. This initiative also represents a significant step toward elevating Mongolia’s private banking services to a global standard.

Moving forward, TransBank will deliver more intelligent, personalized, and value-driven financial solutions through its internationally trained Certified Private Bankers, further strengthening its private banking services.

Your financial partner to accelerate development

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Financial education News

TRANSBANK LAUNCHES SPLENDOR PLUS CARD AND ANNOUNCES 5% CASHBACK OFFER

TransBank has continuously delivered innovative products and services that meet international standards, contributing not only to the advancement of Mongolia’s banking and financial sector but also to enhancing value for its customers.

As part of this commitment, the Bank is pleased to officially launch the “Splendor Plus” UnionPay card, designed with a modern, minimalist aesthetic and offering seamless, borderless payment solutions for its valued cardholders.

The “Splendor Plus” card, a true embodiment of prestige and reliability, is a premium offering tailored for individuals who frequently travel abroad, actively engage in e-commerce, as well as entrepreneurs and business professionals.

One of its key advantages lies in enabling fast and secure transactions worldwide, while also providing highly competitive benefits for purchases made within the Chinese market, including leading e-commerce platforms in the People’s Republic of China.

TransBank offers exclusive benefits to customers who apply for the “Splendor Plus” card. Cardholders can receive 5% cashback on purchases made via POS terminals while traveling in China, as well as on transactions conducted through Chinese e-commerce websites, valid through May 14, 2026. During the campaign period, the maximum cashback amount per customer is capped at MNT 200,000 per month. Cashback rewards will be automatically credited to the card account used for the transaction on the next business day after the transaction date.

Cardholder Benefits :

  1. Even after the 5% cashback promotional period ends, customers of TransBank will continue to enjoy 1% cashback on every purchase until March 2027;
  2. Cashback rewards are applicable when the Splendor Plus card is linked to the Nihao China app and payments are made in China by scanning QR codes via WeChat Pay or Alipay;
  3. Cardholders are eligible for rewards when making purchases on major Chinese e-commerce platforms, including Pinduoduo (excluding Temu and Taobao);
  4. Customers can also register on the UnionPay U-Rewards platform to access a wide range of international discounts and promotional offers.

Card Application Process

  1. Customers may apply for the “Splendor Plus” card through the TransBank mobile application under the “Cards” section and receive it via delivery;
  2. Alternatively, customers may visit their nearest bank branch to submit an application in person.

For more detailed information about the Splendor Plus card, please click here.

Splendor Plus – Borderless Payment.

Categories
Хараат бус гишүүдийн тайлан

ТУЗ-ийн хараат бус гишүүн Б.Оюунцацралын 2026 оны 1-р улирлын тайлан

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Хараат бус гишүүдийн тайлан

ТУЗ-ийн хараат бус гишүүн Ч.Зоригтбаатарын 2026 оны 1-р улирлын тайлан

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Quarterly financial statements

2026 year I quarter

(MNT million)

STATEMENT OF FINANCIAL POSITION2025/12/31 2026/03/31
1ASSETS
1.1Cash and cash equivalents443,418514,052
1.2Due from banks and financial institutions169,648204,964
1.3Financial investments54,353466,998
1.3.1Investments in subsidiaries and associates
1.4Loans and advances to customers (net)885,930932,147
1.4.1Performing loans838,495866,663
1.4.2Non-performing loans77,63887,719
1.4.3Deferred loan payment(226)(251)
1.4.4Accrued interest receivable23,52928,923
1.4.5Loan loss provision(53,506)(50,907)
1.5Derivative financial assets   4381,353
1.6Other financial assets6,9486,388
1.7Other non-financial assets  29,93353,321
1.8Fixed assets   13,88614,987
1.9Investment property
1.10Properties held for sale          50,91670,776
1.11Intangible assets        12,22111,811
1.12Total assets1,667,6912,276,797
2LIABILITIES
2.1Current accounts       185,080140,223
2.2Savings accounts       955,6541,155,823
2.3Due to banks and financial institutions       209,521228,853
2.4Other funds   73,368485,081
2.5Other liabilities            17,55836,787
2.6Total liabilities              1,441,1812,046,767
3EQUITY
3.1Share capital146,474146,474
3.2Share premium15,64515,645
3.3Treasury shares (7,032)(7,032)
3.4Revaluation reserves
3.5Retained earnings71,35974,879
3.6Other reserves6464
3.7Total equity226,510230,030
4TOTAL LIABILITIES AND EQUITY1,667,6912,276,797

(MNT million)

OFF BALANCE SHEET
Contingencies and commitments (net)16,76035,757

(MNT million)

INCOME STATEMENT2025/12/312026/03/31
1Interest income175,97855,508
1.1From Bank of Mongolia14414
1.2From banks and financial institutions59351
1.3From securities 15,10111,542
1.4From loans157,86043,856
1.5Other interest income2,28045
2Interest expense123,10247,181
2.1Interest expense on current accounts2,639843
2.2Interest expense on savings accounts106,70841,685
2.3Interest expense on borrowed funds6,5211,901
2.4Interest expense on securities6671,379
2.5Other interest expenses6,5671,373
3Net interest income (1-2)52,8768,327
4Provision expense1,732
5Net income after provision (3-4)51,1448,327
6Other income35,73117,331
6.1Non-interest income35,49517,326
6.1.1Trading income11,7614,303
6.1.2Foreign exchange and revaluation income20,4309,793
6.1.3Fees and commission income2,157521
6.1.4Other non-interest income1,1472,709
6.2Other income, gain2365
7Other expenses62,45821,735
7.1Non-interest expenses61,76321,710
7.1.1Other provision expense1,70822
7.1.2Trading expense8,2251,793
7.1.3Foreign exchange and revaluation expense18,10810,893
7.1.4Fees and commission expense1,712599
7.1.5Other operating expenses32,0108,403
7.2Other expenses, losses69525
8Profit Before Tax (5+6-7)24,4173,923
9Income tax expense5,495403
10Net profit for the year (8-9)18,9223,520
11Other comprehensive income28
12Total comprehensive income for the year (10+11)18,9503,520
PRUDENTIAL RATIOS BY THE BANK OF MONGOLIALIMITPERFORMANCE
Tier 1 capital ratio≥ 9%18.8%
Capital adequacy ratio≥ 12%18.8%
Liquidity ratio≥ 25%45.3%
Foreign currency open position ratio (single currency)< ±15%-5.6%
Foreign currency open position ratio (total)< ±30%-9.7%
LOANS AND ADVANCES TO RELATED PARTIESCATEGORY OF ASSETSBALANCE
(MNT million)
PERCENT OF TOTAL EQUITY
1Loans and advances to a related party (less than 5% of total equity)
1.1Bank shareholders                               –                                        –                                             –  
1.2Key management personnel                               –                                        –                                             –  
1.3Other related partiesLoan4,7822.1%
2Total loans and advances to related parties (less than 20% of total equity)
2.1Bank shareholdersLoan1010.0%
2.2Key management personnelLoan        4670.2%
2.3Other related partiesLoan9,2873.6%
Categories
Splendor Plus Юнионпэй карт
Картын төрөл  
• Дебит
Categories
Splendor Plus Юнионпэй карт

Давуу тал

  1. Жилийн хураамжгүй;
  2. 2027 оны гуравдугаар сарыг дуустал CASHBACK-тай;
  3. U-Rewards-аас хөнгөлөлт эдлэх боломжтой;
  4. Үнэгүй шуудан хүргэлттэй.