分类
Алтан Виза карт

Бүрдүүлэх материал

  • Бусад шаардлагатай материал
分类
Энгийн Виза дебит карт.

Картын төрөл  

• Дебит
分类
Энгийн Виза дебит карт.

Давуу тал

  • Жилийн хураамжгүй;
  • Өдрийн гүйлгээний лимит өндөр;
  • 4 төрлийн валютын данс холбох боломжтой;
  • Үнэгүй шуудан хүргэлттэй.
分类
Энгийн Виза дебит карт.

Бүтээгдэхүүний нөхцөл

Картын нөхцөл Энгийн Виза дебит карт
Харилцах дансны валют Төгрөг, Доллар, Юань, Евро
Элсэлтийн хураамж 35,000 төгрөг
Картын хугацаа 3 жил
Яаралтай карт гаргах хураамж 5,000 төгрөг
Бусад банкны АТМ-с бэлэн зарлага гаргах 500 төгрөг буюу түүнтэй тэнцэх валют
Бусад банкны АТМ-р үлдэгдэл шалгах     100 төгрөг буюу түүнтэй тэнцэх валют
Дотоодын банкаар картын үлдэгдэл шалгах
Пин код өөрчлөх /Банк, пин пад/ 1,000 төгрөг буюу түүнтэй тэнцэх валют
Интернэт пин код авах, өөрчлөх /Банк/ Шимтгэлгүй
Дахин захиалгын хураамж 20,000 төгрөг
Нэг өдөрт хийх бэлэн зарлагын лимит 10,000,000 төгрөг буюу түүнтэй тэнцэх валют
Нэг өдөрт хийх худалдан авалтын лимит 50,000,000 төгрөг буюу түүнтэй тэнцэх валют
Харилцах дансны доод үлдэгдэл 5,000 төгрөг/ 10 ам.доллар/ 10 евро / 50 юань
分类
Энгийн Виза дебит карт.

Бүрдүүлэх материал

分类
外部审计报告

2023

AFS 2023 TransBank (mon)

分类
外部审计报告

2022

AFS 2022 TransBank (mon)

分类
外部审计报告

2021

AFS 2021 TransBank (mon)

分类
不良资产压降目标执行情况

Key performance indicators for evaluating the NPL reduction target
(MNT million)

Strategy
approval
date
(2024.12.31)

NPL Reduction Plan

As of Reporting Date /2025.12.31/

Short Term
(1 year)

 Medium term (2-4 year)

Long-term
(5 or more years)

2025.12.31

 2027.12.31 2029.12.31 TARGET ACTUAL

PERFORMANCE %

Total loan portfolio

                  678,901.0

                       1,007,500.0                   1,219,075.0                   1,475,080.8         1,007,500.0           916,133.3

90.9%

Non performing loan (NPL) portfolio

                    59,125.0

                           75,562.5                       85,335.3                       95,880.3         75,562.5             77,638.3

102.7%

NPL Ratio (%)

8.7%

 7.5% 7.0% 6.5% 7.5% 8.5%

113.0%

Total loan loss provisions

                    51,383.7

                           62,716.9                       70,828.3                       79,580.6         62,716.9             53,505.6

85.3%

Non-loan non performing assets

                        523.9

                               513.0                           400.0                           100.0                 513.0                 545.9

106.4%

Provisions for Non-loan non performing assets

                        523.9

                               513.0                           400.0                           100.0                 513.0                 545.9

106.4%

Restructured assets ratio

3.5%

 5.0% 6.0% 6.0% 5.0% 6.0%

120.0%
分类
首页 季度财务报告

2024 year I quarter

STATEMENT OF FINANCIAL POSITION

(MNT million)

1 ASSETS
1.1 Cash and cash equivalents

217,295
1.2 Due from banks and financial institutions

72,350
1.3 Financial investments

72,145
1.4 Loans and advances to customers (net)

680,793
1.4.1     Performing loans

647,070
1.4.2     Non-performing loans

58,622
1.4.3     Deferred loan payment

(159)
1.4.4     Accrued interest receivable

15,776
1.4.5     Loan loss provision

(40,516)
1.5 Derivative financial assets

2,325
1.6 Other financial assets

569
1.7 Other non-financial assets

15,204
1.8 Fixed assets

19,142
1.9 Properties held for sale

26,184
1.10 Intangible assets

13,215
1.11 Total assets

1,119,222
2 LIABILITIES
2.1 Current accounts

82,796
2.2 Savings accounts

491,964
2.3 Due to banks and financial institutions

234,434
2.4 Other funds

78,281
2.5 Derivative financial liabilities

3,354
2.6 Other liabilities

25,835
2.7 Total liabilities

916,664
3 EQUITY
3.1 Share capital

146,474
3.2 Share premium

15,647
3.3 Treasury shares

(7,032)
3.4 Retained earnings

47,370
3.5 Other reserves

99
3.6 Total equity

202,558
4 TOTAL LIABILITIES AND EQUITY

1,119,222

(MNT million)

OFF BALANCE SHEET
Contingencies and commitments (net)                             16,091

INCOME STATEMENT

(MNT million)

1 Interest income                          35,199
1.1     From Bank of Mongolia                                      56
1.2     From banks and financial institutions                                   337
1.3     From securities                                3,017
1.4     From loans                             31,254
1.5     Other interest income                                   535
2 Interest expense                           21,417
2.1     Interest expense on current accounts                                   558
2.2     Interest expense on savings accounts                             17,808
2.3     Interest expense on borrowed funds                                1,515
2.4     Interest expense on securities                                   201
2.5     Other interest expenses                                1,335
3 Net interest income (1-2)                          13,782
4 Provision expense                            2,626
4.1     Deposits at banks and financial institutions                                    –
4.2     Securities                                    –
4.3     Loans                            2,626
5 Net income after provision (3-4)                          11,156
6 Other income                            8,057
6.1 Non-interest income                                7,973
6.1.1     Trading income                             1,912
6.1.2     Foreign exchange and revaluation income                                5,598
6.1.3     Fees and commission income                               379
6.1.4     Other non-interest income                                 84
6.2 Other income, gain                                 84
7 Other expenses                          13,004
7.1 Non-interest expenses                          12,896
7.1.1     Other provision expense                                    –
7.1.2     Trading expense                            1,390
7.1.3     Foreign exchange and revaluation expense                           4,963
7.1.4     Fees and commission expense                               305
7.1.5     Other operating expenses                           6,238
7.2 Other expenses, losses                               108
8 Profit Before Tax (5+6-7)                            6,209
9 Income tax expense                               549
10 Net profit for the year (8-9)                                5,660
11 Other comprehensive income                                   –
12 Total comprehensive income for the year (10+11)                                5,660

 

PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA LIMIT PERFORMANCE
Tier 1 capital ratio

≥ 9%

23.0%
Capital adequacy ratio

≥ 12%

23.0%
Liquidity ratio

≥ 25%

30.1%
Foreign currency open position ratio (single currency)

< ±15%

-4.9%
Foreign currency open position ratio (total)

< ±30%

-12.7%

 

LOANS AND ADVANCES TO RELATED PARTIES CATEGORY OF ASSETS BALANCE
(MNT million)		 PERCENT OF TOTAL EQUITY
1 Loans and advances to a related party (less than 5% of total equity) 3.3%
1.1 Bank shareholders – – 0.0%
1.2 Key management personnel – – 0.0%
1.3 Other related parties Loan 6,666 3.3%
2 Total loans and advances to related parties (less than 20% of total equity) 12.0%
2.1 Bank shareholders Loan 100 0.0%
2.2 Key management personnel Loan 544 0.3%
2.3 Other related parties Loan 23,856 11.7%