月度归档： 2025 年 1 月

分类
高回报存款

材料准备

分类
联名金属借记卡

产品条款

 

银行卡类别

联名金属借记卡(VISA)
黄金

白金

使用期限

 5年
申请费用

免费

管理费用/年

 900,000 蒙图 1,800,000 蒙图
最低余额

300,000 蒙图, 100 美元, 500人民币

账户币种

 蒙图, 美元, 人民币
丢失而再次办理费用

1,500,000 蒙图
分类
联名金属借记卡

材料准备

分类
中国公民往来账户

优势

  • 支持蒙图、美元、人民币三种货币;
  • 迅捷地完成各类现金或非现金交易;
分类
中国公民往来账户

产品条款

币种

 蒙图 美元

人民币
基本利率 /年/ 3.0% 1.2%

1.2%

结息频次

 每月
最低余额 300,000 蒙图 100 美元

500 元
分类
中国公民往来账户

材料准备

分类
東京駐在員事務所の紹介

Contact details

Contact
Name of Representative Office:   Tokyo Representative Office
Address: 〒100-0004　東京都千代田区大手町１－５ －１ 大手 町ファーストスクエア イースト\タワー４F
Telephone number:  03-5219-1440
Chief Representative: Hajime Uchida
E-mail address:     Tokyo.office@transbank.mn
Website: www.transbank.jp
分类
季度财务报告

2024 year IV quarter

STATEMENT OF FINANCIAL POSITION

(MNT million)

1 ASSETS
1.1 Cash and cash equivalents

                          196,477
1.2 Due from banks and financial institutions

                            70,253
1.3 Financial investments

                          125,530
1.4 Loans and advances to customers (net)

                          636,839
1.4.1      Performing loans

                          619,776
1.4.2      Non-performing loans

                            59,125
1.4.3      Deferred loan payment

                                (103)
1.4.4      Accrued interest receivable

                               9,425
1.4.5      Loan loss provision

                          (51,384)
1.5 Derivative financial assets

                                  909
1.6 Other financial assets

                                  559
1.7 Other non-financial assets

                            33,092
1.8 Fixed assets

                            16,531
1.9 Properties held for sale

                            17,749
1.1 Intangible assets

                            12,927
1.11 Total assets

                      1,110,866

2 LIABILITIES
2.1 Current accounts

                            69,976
2.2 Savings accounts

                          505,198
2.3 Due to banks and financial institutions

                          177,796
2.4 Other funds

                          131,114
2.5 Derivative financial liabilities

                               2,109
2.6 Other liabilities

                            16,113
2.7 Total liabilities

                          902,306

3 EQUITY
3.1 Share capital

                          146,474
3.2 Share premium

                            15,647
3.3 Treasury shares

                            (7,032)
3.4 Retained earnings

                            53,434
3.5 Other reserves

                                     37
3.6 Total equity

                          208,560

4 TOTAL LIABILITIES AND EQUITY

                      1,110,866

(MNT million)

OFF BALANCE SHEET
Contingencies and commitments (net)  

                            13,808

 

INCOME STATEMENT

(MNT million)

1 Interest income

                          135,108

1.1      From Bank of Mongolia

                                  232
1.2      From banks and financial institutions

                                  873
1.3      From securities

                               7,815
1.4      From loans

                          124,115
1.5      Other interest income

                               2,073
2 Interest expense

                            86,845

2.1      Interest expense on current accounts

                               1,335
2.2      Interest expense on savings accounts

                            59,729
2.3      Interest expense on borrowed funds

                            20,195
2.4      Interest expense on securities

                                  404
2.5      Other interest expenses

                               5,182
3 Net interest income (1-2)

                            48,263

4 Provision expense

                            13,429

4.1      Deposits at banks and financial institutions

                                     23
4.2      Securities

                                      –
4.3      Loans

                            13,406
5 Net income after provision (3-4)

                            34,834

6 Other income

                            27,824

6.1 Non-interest income

                            27,577

6.1.1      Trading income

                            11,201
6.1.2      Foreign exchange and revaluation income

                            13,346
6.1.3      Fees and commission income

                               1,567
6.1.4      Other non-interest income

                               1,463
6.2 Other income, gain

                                  247
7 Other expenses

                            48,146

7.1 Non-interest expenses

                            46,977

7.1.1      Other provision expense

                               1,947
7.1.2      Trading expense

                               4,178
7.1.3      Foreign exchange and revaluation expense

                            12,751
7.1.4      Fees and commission expense

                               1,619
7.1.5      Other operating expenses

                            26,482
7.2 Other expenses, losses

                               1,169
8 Profit Before Tax (5+6-7)

                            14,512

9 Income tax expense

                               2,842
10 Net profit for the year (8-9)

                            11,670

11 Other comprehensive income

                                  (62)
12 Total comprehensive income for the year (10+11)

                            11,608

 

PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA LIMIT PERFORMANCE
Tier 1 capital ratio

≥ 9%

25.2%
Capital adequacy ratio

≥ 12%

25.2%
Liquidity ratio

≥ 25%

31.8%
Foreign currency open position ratio (single currency)

< ±15%

8.2%
Foreign currency open position ratio (total)

< ±30%

12.3%

 

LOANS AND ADVANCES TO RELATED PARTIES CATEGORY OF ASSETS BALANCE
(MNT million)		 PERCENT OF TOTAL EQUITY
1 Loans and advances to a related party (less than 5% of total equity)

2.9%
1.1 Bank shareholders

–

–

–
1.2 Key management personnel

–

–

–
1.3 Other related parties

Loan

6,057

2.9%
2 Total loans and advances to related parties (less than 20% of total equity)

10.6%
2.1 Bank shareholders

Loan

100

0.0%
2.2 Key management personnel

Loan

1,090

0.5%
2.3 Other related parties

Loan

20,939

10.0%

 

 

分类
金融教育 新闻动态

ХУУРАМЧ МЕССЕЖ БОЛОН ДУУДЛАГААС СЭРЭМЖЛЭЭРЭЙ!

Smishing (SMS + Phishing): Энэ нь хуурамч мессеж (SMS)-ээр дамжуулан хүмүүсийн хувийн болон санхүүгийн мэдээллийг хулгайлах оролдлого юм.

Mishing (Mobile + Phishing): Энэ нь гар утасны дуудлагаар дамжуулан хуурамч мэдээлэл өгч, хүмүүсийг хуурч мэдээлэл авах арга юм.

Сүүлийн үед дараах агуулгатай хуурамч мессежээр дамжуулан хувийн болон санхүүгийн мэдээллийг хууль бусаар авах оролдлого нэмэгдэж байна.

  1. “Таны интернэт банкны нууц үг түгжигдсэн тул нууц үгээ шинэчилнэ үү.” (Мессежнээс гараад холбоосыг идэвхжүүлэхийн тулд дахин нээнэ үү. Эсвэл холбоосыг Safari хөтөч дээрээ хуулж аваад нээнэ үү.)”
  2. “Таны дансанд сэжигтэй гүйлгээ илэрсэн тул та дараах холбоосоор баталгаажуулна уу.” : https://transbankmnonga.mn. (хуурамч сайт руу чиглүүлэх)

Эдгээр мессеж нь таны санхүүгийн болон хувийн мэдээллийг хууль бусаар ашиглах зорилготой тул сэжигтэй холбоос дээр дарж, мэдээллээ оруулахаас зайлсхийхийг анхааруулж байна.

Манай банк таны мэдээллийг онлайнаар авах хүсэлт гаргадаггүй. Иймд тодорхойгүй эх сурвалжаас ирсэн холбоос дээр дарж, мэдээллээ алдахаас сэргийлээрэй.

Анхаарах зүйлс:

  1. Танихгүй дуудлага, мессежинд хувийн мэдээлэл өгөхөөс татгалзаарай.
  2. Албан ёсны эх сурвалжийг заавал шалгаж баталгаажуулаарай.
  3. Сэжигтэй тохиолдолд банк эсвэл хамааралтай байгууллагатай шууд холбоо бариарай.
分类
Хадгаламжийн Урамшуулалт нөхцөл, Давуу тал

Давуу тал, нэмэлт нөхцөл

– Энгийн хугацаатай хадгаламж

  • Санхүүгийн тогтвортой харилцаа үүсгэсэн болон стратегийн ач холбогдолтой харилцагчийн хадгаламжийн хүү болон бусад нөхцөлд Гүйцэтгэх захирлын зөвшөөрлөөр өөрчлөлт оруулах боломжтой;