Уян хатан, таатай нөхцөлтэй
月度归档： 2022 年 5 月
|
Шугамын зээл |
Төгрөг | Ам.доллар | Евро | Юань |
Иен |
| Зээлийн дээд хэмжээ | Зээлийн дээд хэмжээг бизнесийн цар хүрээ, хөрөнгө, санхүүгийн чадвараас хамааруулан тогтооно | ||||
| Зээлийн хүү /сар/ |
2.0%-1.60% |
1.50%-1.10% | 1.20%-0.85% | 1.20%-0.85% |
1.20%-0.85% |
| Зээлийн хүү /жил/ |
24.0%-19.20% |
18.0%-13.20% | 14.4%-10.20% | 14.4%-10.20% |
10.8%-10.20% |
| Коммитмент хүү /жилийн/ |
2.80%-4.2% |
2.0%-3.6% |
1.5%-3.0% |
||
| Зээлийн хугацаа |
60 хүртэл сар |
36 хүртэл сар |
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| Зээл олгосны шимтгэл | Олгосон зээлийн дүнгийн 1% буюу дээд хэмжээ нь 1,500,000 төгрөг | Олгосон зээлийн дүнгийн 0.5% буюу дээд хэмжээ нь 1,500 ам.доллар болон түүнтэй тэнцэх евро, юань, иен | |||
| Нэмэгдүүлсэн хүү |
Нэмэгдүүлсэн хүү нь үндсэн хүүгийн 20%-тай тэнцүү |
||||
| Зээлийн анхны нөхцөлд өөрчлөлт оруулсны шимтгэл |
0% |
||||
| Өргөдлийн хураамж |
30,000 төгрөг |
||||
| Зээлийн мэдээллийн сангийн лавлагааны хураамж |
Зээл судлах үеийн лавлагаа тутамд /Иргэн, Байгууллага/ – 1,000 төгрөг |
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- Барилга байгууламж, тоног төхөөрөмж, тээврийн хэрэгсэл зэрэг ашиглалтын явцад үндсэн шинж чанараа алддаггүй, үндсэн хөрөнгөнд хамаарах биет эд хөрөнгийг санхүүгийн түрээсийн зээлд хамруулна.
- Зээл хүссэн албан тоот, зээлийн өргөдөл;
- Бизнесийн үйл ажиллагааны танилцуулга;
- Хуулийн этгээдийн гэрчилгээ, дүрэм, үүсгэн байгуулсан гэрээ, зээл авах тухай тогтоол;
- Аудит, татварын албаар баталгаажсан санхүүгийн тайлан /сүүлийн 1-3 жил/;
- Бизнесийн үйл ажиллагааны зөвшөөрөл, лиценз, патент;
- Зээлийн зориулалтын талаарх мэдээлэл, гэрээ, төсөл, тооцоо гэх мэт;
- Барьцаа хөрөнгийн мэдээлэл, бичиг баримт, лавлагаа;
- Бизнесийн онцлогоос шалтгаалан шаардагдах бусад бичиг баримтууд;
B. Erdenebayar has been appointed as the Executive Director of the Transport Development Bank since August 26, 2024. He has 17 years of experience working in the banking and financial sector. He started his career at Khas Bank as a financial analyst in 2008. In 2012, he became the Director of the Financial Management Department of Khas Bank. Executive Director of Transport Development Bank from December 2020, October 2023 He was promoted and appointed to the position of Chairman of the Board of Directors of the Transport Development Bank. In 2008, he graduated with a Bachelor of Business Administration degree in Financial Management from the School of Economics of MU, and in 2017, he graduated with a Master’s degree in Banking and Finance from the University of Luxembourg. While working at the Schroders investment fund in the Kingdom of Luxembourg, he participated in the Management Program of New York University and passed the two exams of the International Certified Financial Analyst (CFA) program and the first level of the Certified Risk Manager (FRM), respectively, in that field. professional development.
A. Sandagsuren has been appointed as the Deputy Executive Director of the Transport Development Bank since August 23, 2021. He is an experienced banker who has been working in the banking industry since 2005. He is a credit economist, risk economist, head of the clearinghouse at Zoos Bank, director of the branch at State Bank, director of the corporate relations department, director of the business development department at Chinggis Khan Bank, and the First Vice President at Credit Bank in 2019-2021. worked as director, acting CEO, and deputy CEO. In 1995-2001, he received his general education at the 11th secondary school with in-depth study of Physics and Mathematics in Ulaanbaatar. In 2008, he successfully defended his master’s degree in international business management from the University of Central Queensland, Australia. He has a total of 17 years of experience in banking, risk management, and investment.
B. Erhembayar has been appointed as the Deputy Executive Director of the Transport Development Bank since April 2021. He has 24 years of experience in the banking and finance industry. He started his career as an economist at the People’s Bank in 1994, then became an Accountant and Fund Manager at Kuranda Assistant in Sweden. In 2020, he worked as the director of the Department of Communications, and in 2020, he worked as a foreign relations advisor to the Chairman of the Board of Directors. B. Erhembayar graduated from the School of Economics of MUSU in 1994 with a Bachelor’s degree in Banking and Finance, and in 2002 from Stockholm University, Sweden, with a Master’s degree in Economics.
Э.Мөнхжаргал нь 2021 оны 7 дугаар сараас эхлэн Тээвэр хөгжлийн банкны Хувийн банк хариуцсан захирал, Гүйцэтгэх захирлын орлогч албан тушаалуудад томилогдон ажиллаж байна.
2009 онд МУИС-ийн Математик Компьютерийн сургуулийг эдийн засгийн математик загварчлалаар бакалавр зэрэгтэй, 2013 онд МУИС Хэрэглээний шинжлэх ухаан, инженерчлэлийн сургуулийг математикийн ухааны магистр зэрэгтэй төгссөн бөгөөд 2015-2017 онд Люксембургийн Их сургуульд Банк санхүүгийн магистрын зэрэгтэй тус тус суралцаж төгссөн байна. Люксембургийн Вант Улсад “UBS” банканд хөрөнгийн удирдлагын газарт ажиллах хугацаандаа АНУ-ын Нью-Йоркийн Их сургуульд удирдах ажилтнуудад зориулсан Удирдахуйн ухааны хөтөлбөр, сургалтад амжилттай суралцсан.
Тэрбээр банк, санхүүгийн салбарт эрсдэлийн удирдлага, засаглал, хөрөнгө оруулалтын чиглэлээр 15 гаруй жил ажилласан туршлагатай бөгөөд 2009 онд зах зээлийн эрсдэлийн шинжээчээр “Чингис Хаан” банкнаас ажлын гараагаа эхэлж, улмаар 2013 онд эрсдэлийн хэлтэсийн захирал, 2017 оноос Капитрон банканд Эрсдэлийн удирдлагын газрын захирал болон Эрсдэл хариуцсан захиралаар тус тус ажиллаж байсан туршлагатай.
Ts. Bolor has been appointed as the Financial Director of the Transport Development Bank since January 2021. He has more than 15 years of experience in the banking and financial industry in the fields of financial resources, asset management, financial management, planning, and insurance operations. In addition, during 10 years, he has experience working in Tengur Financial Group, its subsidiaries such as Khas Bank and Tengur Daatgal, from the market risk manager to the position of Director of Finance and Asset Management and Director of Operations. Ts. Bolor graduated from the Bayes Business School (formerly named after N. Kass) of the City University of London, UK, with a Master’s degree in Banking and Finance, and studied at the Cert CII level of the UK’s Specialized Insurance Institute.
S. Byambadelger has been appointed as the Business Development Director of the Transport Development Bank since September 19, 2024. S. Byambadelger started his career at King Bank in 2010 and worked as an Investment Banking Specialist, Risk Specialist, and Senior Risk Specialist at the bank, and at Schroders Investment Fund of the Kingdom of Luxembourg. In 2018, he was appointed as the Director of the Market Risk Department and the Director of the Risk Management Department at the Transport Development Bank. S. Byambadelger graduated from the University of Mongolia in 2006-2010 with a bachelor’s degree in Business Administration in Economics and Statistics, and received a Master’s degree in Banking and Finance from the University of Luxembourg in 2014-2016. He is a professional official who has been working in the field of banking, risk management and investment for the 12th year.