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What if the recipient bank is not a Direct Participant?

  • If the recipient bank is not a Direct Participant, the transfer is routed through a Direct Participant bank with which the recipient has a correspondent relationship.
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Are there different conditions or restrictions depending on the type of transaction (trade, investment, services)?

  • All types of international yuan transfers are accepted without restrictions, except those constrained by international sanctions or regulatory measures.
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Does the recipient’s country/time-zone affect when the transfer arrives?

  • Yes. Depending on the recipient bank’s time zone, the transaction settlement may be delayed and may be received the next business day.