Author: Munkhtsetseg Bo

Categories
Хадгаламж барьцаалсан зээл

Бүтээгдэхүүний нөхцөл

Нөхцөл Хадгаламж барьцаалсан зээл
Зээлийн боломжит дээд хэмжээ Зээл, хүүгийн нийлбэр дүн нь барьцаалж буй хадгаламжийн үлдэгдлээс хэтрэхгүй;
Зээлийн хүү /жил/ Салбарт олгох зээл :
1 тэрбум төгрөгөөс дээш /Хадгаламжийн үлдэгдэл/ Хадгаламжийн жилийн хүү+4%
500,000,001 төгрөгөөс – 1 тэрбум төгрөг хүртэл /Хадгаламжийн үлдэгдэл/ Хадгаламжийн жилийн хүү+5%
500,000,000 төгрөг хүртэл /Хадгаламжийн үлдэгдэл/ Хадгаламжийн жилийн хүү+6%
Зээл олгох валют Төгрөг
Зээлийн хугацаа Хадгаламж дуусах хугацаагаар тогтооно
Зээл олгосны шимтгэл 0%
Зээлийн анхны нөхцөлд өөрчлөлт оруулсны шимтгэл 0%
Өргөдлийн хураамж 0 төгрөг
Categories
Хувьсах хүүтэй хадгаламж барьцаалсан зээл

Terms and conditions

Conditions Floating interest savings collateralized loan
Loan amount The total amount of loan and interest does not exceed 90% of the term deposit
Loan interest rate /annual/ Loan at branches:
More than MNT 1 billion/term deposit amount/ Annual interest rate of term deposit +4%
MNT 500,000,001 – MNT 1 billion/term deposit amount/ Annual interest rate of term deposit +5%
Up to MNT 500,000,000/term deposit amount/ Annual interest rate of term deposit +6%
Currency of loan MNT
Term Determined by maturity date of term deposit
When there is a change in the deposit interest rate Loan interest rates are subject to change
Service fee –
Fee for changing the original loan terms –
Loan application fee –
Categories
Incentive savings of 6 months term deposit

The customer offers you a guaranteed term deposit that will pay you a high interest rate in a short period of time.

Categories
Incentive savings of 6 months term deposit

Benefits

  • The ability to add funds to your deposit account any time;
  • The maximum interest rate on deposits announced by the bank;
  • Manage your bank deposit accounts using online banking services;
  • Monthly expenses are available;
Categories
Incentive savings of 6 months term deposit

Terms and conditions

Incentive savings of 6 months deposit terms
Tenors 6 months
Currency MNT
Annual interest rates 14.0%
Interest rate upon early termination of contract /annual/ 2.4%-4.8%
Minimum deposit requirement 10,000 MNT
Interest rate payments At maturity date
Earning conditions Possible
Withdrawal condition Monthly
Categories
Incentive savings of 6 months term deposit

Fees and charges

Categories
Incentive savings of 6 months term deposit

Eligibility or required documents

  1. Customer application form
  2. Documents required:
    • For Mongolian citizens: Citizens ID card;
    • For Foreign citizens: Passport and certificate of alien registration.
Categories
Incentive savings of 6 months term deposit

We offer high-interest corporate savings and guaranteed term savings services.

Categories
Incentive savings of 6 months term deposit

Benefits

  • The ability to add funds to your deposit account any time;
  • The maximum interest rate on deposits announced by the bank;
  • Manage your bank deposit accounts using online banking services;
  • Monthly expenses are available;
Categories
Incentive savings of 6 months term deposit

Terms and conditions

Incentive savings of 6 months deposit terms
Tenors 6 months
Currency MNT
Annual interest rates 14.0%
Interest rate upon early termination of contract /annual/ 2.4%-4.8%
Minimum deposit requirement 10,000 MNT
Interest rate payments At maturity date
Earning conditions Possible
Withdrawal condition Monthly
Categories
Incentive savings of 6 months term deposit

Fees and charges

Categories
Incentive savings of 6 months term deposit

Eligibility or required documents

  1. Application form for legal entities /download here/;
  2. An official letter for opening a new bank account;
  3. Notarized copy of ‘State Registration Certificate’;
  4. Notarized copy of Company’s ‘Charter or Memorandum of Association (MOA);
  5. Notarized signature of applicant /download here/;
  6. Declaration of Beneficial Ownership /download here/;
  7. Copy of ID card of the authorized personnel to operate the account;
  8. Additional documents /if necessary/.
Categories
Electric Vehicle Loan

We offer a loan product for environmentally friendly electric passenger cars and off-road vehicles, catering to customers seeking personal transportation solutions.

Categories
Electric Vehicle Loan

Benefits

  • No requirement of additional collateral
  • Environmentally friendly, energy efficient and low operating costs
  • Long-term, flexible terms
  • Prompt solution in short period of time.
Categories
Electric Vehicle Loan

Terms and conditions

Electric Vehicle loan New vehicle Used vehicle
Loan amount New vehicle Used for 10 years or less from the date of manufacture (vehicles with or without license plates)
Up to MNT 300 million Up to MNT 100 million
Loan amount is determined based on the fact that the monthly payment is no more than 60% of client’s total income. In case client has outstanding loans in other banks, NBFIs, to enterprises or individuals, the monthly payment takes into account the other outstanding loans.
Loan term Individual customers – Up to 30 months,
Corporate customers – Up to 48 months,
Interest rate /monthly/ 1.4% – 1.6%
Interest rate /annual/ 16.8% – 19.2%
Service fee 1% of the loan amount /maximum MNT 1,500,000/
Penalty interest rate Penalty interest rate /equivalent to 20% of base interest rate/ is added to the base interest rate
Collateral Purchased vehicle as a collateral
Down Payment Up to 10% Up to 30%
Both residential and commercial properties can serve as collateral, potentially reducing the collateral requirement to 0%.
Bank fee from vehicle supplier 1% of the loan amount and it’s regulated through “Contractual agreement”
Loan application MNT 10,000
Car dealership Official distributing company  and supplier
Credit recording enquiry fee /during loan analysis procedure/ Individual – MNT 1,000

Corporate – MNT 1,000