Author: Munkhtsetseg Bo

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Хадгаламж барьцаалсан зээл

Бүтээгдэхүүний нөхцөл

Нөхцөл Хадгаламж барьцаалсан зээл
Зээлийн боломжит дээд хэмжээ Зээл, хүүгийн нийлбэр дүн нь барьцаалж буй хадгаламжийн үлдэгдлээс хэтрэхгүй;
Зээлийн хүү /жил/ Салбарт олгох зээл :
1 тэрбум төгрөгөөс дээш /Хадгаламжийн үлдэгдэл/ Хадгаламжийн жилийн хүү+4%
500,000,001 төгрөгөөс – 1 тэрбум төгрөг хүртэл /Хадгаламжийн үлдэгдэл/ Хадгаламжийн жилийн хүү+5%
500,000,000 төгрөг хүртэл /Хадгаламжийн үлдэгдэл/ Хадгаламжийн жилийн хүү+6%
Зээл олгох валют Төгрөг
Зээлийн хугацаа Хадгаламж дуусах хугацаагаар тогтооно
Зээл олгосны шимтгэл 0%
Зээлийн анхны нөхцөлд өөрчлөлт оруулсны шимтгэл 0%
Өргөдлийн хураамж 0 төгрөг
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Хувьсах хүүтэй хадгаламж барьцаалсан зээл

Terms and conditions

Conditions Floating interest savings collateralized loan
Loan amount The total amount of loan and interest does not exceed 90% of the term deposit
Loan interest rate /annual/ Loan at branches:
More than MNT 1 billion/term deposit amount/ Annual interest rate of term deposit +4%
MNT 500,000,001 – MNT 1 billion/term deposit amount/ Annual interest rate of term deposit +5%
Up to MNT 500,000,000/term deposit amount/ Annual interest rate of term deposit +6%
Currency of loan MNT
Term Determined by maturity date of term deposit
When there is a change in the deposit interest rate Loan interest rates are subject to change
Service fee –
Fee for changing the original loan terms –
Loan application fee –
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Incentive savings of 6 months term deposit

The customer offers you a guaranteed term deposit that will pay you a high interest rate in a short period of time.

Categories
Incentive savings of 6 months term deposit

Benefits

  • The ability to add funds to your deposit account any time;
  • The maximum interest rate on deposits announced by the bank;
  • Manage your bank deposit accounts using online banking services;
  • Monthly expenses are available;
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Incentive savings of 6 months term deposit

Terms and conditions

Incentive savings of 6 months deposit terms
Tenors 6 months
Currency MNT
Annual interest rates 14.0%
Interest rate upon early termination of contract /annual/ 2.4%-4.8%
Minimum deposit requirement 10,000 MNT
Interest rate payments At maturity date
Earning conditions Possible
Withdrawal condition Monthly
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Incentive savings of 6 months term deposit

Fees and charges

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Incentive savings of 6 months term deposit

Eligibility or required documents

  1. Customer application form
  2. Documents required:
    • For Mongolian citizens: Citizens ID card;
    • For Foreign citizens: Passport and certificate of alien registration.
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Incentive savings of 6 months term deposit

We offer high-interest corporate savings and guaranteed term savings services.

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Incentive savings of 6 months term deposit

Benefits

  • The ability to add funds to your deposit account any time;
  • The maximum interest rate on deposits announced by the bank;
  • Manage your bank deposit accounts using online banking services;
  • Monthly expenses are available;
Categories
Incentive savings of 6 months term deposit

Terms and conditions

Incentive savings of 6 months deposit terms
Tenors 6 months
Currency MNT
Annual interest rates 14.0%
Interest rate upon early termination of contract /annual/ 2.4%-4.8%
Minimum deposit requirement 10,000 MNT
Interest rate payments At maturity date
Earning conditions Possible
Withdrawal condition Monthly
Categories
Incentive savings of 6 months term deposit

Fees and charges

Categories
Incentive savings of 6 months term deposit

Eligibility or required documents

  1. Application form for legal entities /download here/;
  2. An official letter for opening a new bank account;
  3. Notarized copy of ‘State Registration Certificate’;
  4. Notarized copy of Company’s ‘Charter or Memorandum of Association (MOA);
  5. Notarized signature of applicant /download here/;
  6. Declaration of Beneficial Ownership /download here/;
  7. Copy of ID card of the authorized personnel to operate the account;
  8. Additional documents /if necessary/.
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Electric Vehicle Loan

We offer a loan product for environmentally friendly electric passenger cars and off-road vehicles, catering to customers seeking personal transportation solutions.

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Electric Vehicle Loan

Benefits

  • No requirement of additional collateral
  • Environmentally friendly, energy efficient and low operating costs
  • Long-term, flexible terms
  • Prompt solution in short period of time.
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Electric Vehicle Loan

Terms and conditions

Electric Vehicle LoanNew Vehicle
Loan amountProbably not used
Up to 300 million MNT
Loan termIndividuals – Up to 30 months
Corporate – Up to 48 months
Interest rate /monthly/1.4% – 1.6%
Interest rate /annual/16.8% – 19.2%
Service fee1% of the loan amount /maximum MNT 1,500,000/
Penalty interest ratePenalty interest rate /equivalent to 20% of base interest rate/ is added to the base interest rate
CollateralPurchased vehicle as a collateral
Down Payment30%
Bank fee from vehicle supplier1% of the loan amount and it’s regulated through “Contractual agreement”
Loan application10,000 MNT
Car dealershipOfficial distributing company  and supplier
Credit recording enquiry fee /during loan analysis procedure/Individual – MNT 1,000 Corporate – MNT 1,000

* Effective percentage rate /annual/: 17.64%-20.50%