| Quarter-3,2018 |
|
|
| FINANCIAL STATEMENT |
|
|
|
|
|
|
|
(in millions of MNT) |
|
| Items |
9/30/2018 |
|
| 1 |
ASSET |
|
| 1.1 |
Cash and cash equivalents |
97,761.02 |
|
| 1.2 |
Due from banks |
– |
|
| 1.3 |
Financial investments (available for sale) |
73,656.61 |
|
| 1.3.5 |
Investmens in associates |
– |
|
| 1.4 |
Loans and advances to customers (net) |
149,233.84 |
|
| 1.4.1 |
Performing loans |
149,568.40 |
|
| 1.4.2 |
Non-performing loans |
– |
|
| 1.4.6 |
Deferred loan payment |
– |
|
| 1.4.7 |
Accrued interest receivable |
570.03 |
|
| 1.4.8 |
(Loan Loss Provision) |
(904.59) |
|
| 1.5 |
Derivative financial assets |
– |
|
| 1.6 |
Other financial assets |
0.72 |
|
| 1.7 |
Other non-financial assets |
1,495.25 |
|
| 1.8 |
Fixed assets (net) |
2,273.81 |
|
| 1.9 |
Real estate for investment |
– |
|
| 1.10 |
Assets for sale |
– |
|
| 1.11 |
Intangible assets |
528.61 |
|
| 1.12 |
Total assets |
324,949.85 |
|
| 2 |
LIABILITIES |
|
| 2.1 |
Current account |
1,578.97 |
|
| 2.2 |
Savings |
35,012.58 |
|
| 2.3 |
Due to banks & financial instituitions |
106,525.25 |
|
| 2.4 |
Other deposits |
73,672.58 |
|
| 2.5 |
Other liabilities |
37,133.63 |
|
| 2.10 |
Total liabilities |
253,923.01 |
|
| 3 |
EQUITY |
|
| 3.1 |
Share capital |
72,000.00 |
|
| 3.2 |
Share premium |
– |
|
| 3.3 |
Treasury stock |
– |
|
| 3.4 |
Revaluation surplus |
0.57 |
|
| 3.5 |
Retained earnings |
(1,001.68) |
|
| 3.6 |
Other reserves |
27.95 |
|
| 3.7 |
Total equity |
71,026.84 |
|
| 4 |
TOTAL LIABILITIES AND EQUITY |
324,949.85 |
|
|
|
|
|
|
|
|
|
| INCOME STATEMENT |
|
|
|
|
|
|
|
(in millions of MNT) |
|
| Items |
9/30/2018 |
|
| 1 |
Interest income |
14,959.50 |
|
| 1.1 |
from Bank of Mongolia |
271.20 |
|
| 1.2 |
From Other banks & financial institutions |
1,283.94 |
|
| 1.3 |
from BoM securities |
3,011.94 |
|
| 1.4 |
Loan interest income |
10,392.42 |
|
| 1.5 |
Other interest income |
– |
|
| 2 |
Interest expense |
6,998.57 |
|
| 2.1 |
Interests paid to Current account |
1,110.73 |
|
| 2.2 |
Interests paid to Savings |
5,530.31 |
|
| 2.3 |
Interest paid to Borrowed fund |
5.64 |
|
| 2.4 |
Securities interest expense |
351.89 |
|
| 2.5 |
Other interest expense |
– |
|
| 3 |
NET INTEREST INCOME (1-2) |
7,960.92 |
|
| 4 |
Provision expenses |
473.31 |
|
| 4.1 |
Deposits at other banks and financial sectors |
22.21 |
|
| 4.2 |
Securities |
5.54 |
|
| 4.3 |
Loans |
445.56 |
|
| 5 |
Net interest income after provision [(3)-(4)] |
7,487.61 |
|
| 6 |
Other income |
904.78 |
|
| 6.1 |
Non-interest income |
815.09 |
|
| 6.1.1 |
Trade income |
– |
|
| 6.1.2 |
Exchange and revaluation adjustment expense |
305.21 |
|
| 6.1.3 |
Fees and commission income |
509.88 |
|
| 6.1.4 |
Other non-interest income |
– |
|
| 6.2 |
Other income |
89.69 |
|
| 7 |
Other expense |
4,454.89 |
|
| 7.1 |
Non-interest expense |
4,195.66 |
|
| 7.1.1 |
Other provision expense |
0.03 |
|
| 7.1.2 |
Trade expense |
36.65 |
|
| 7.1.3 |
Exchange and revaluation adjustment expense |
– |
|
| 7.1.4 |
Fees and commission expense |
215.31 |
|
| 7.1.5 |
Other operating expense |
3,943.68 |
|
| 7.2 |
Other expense |
259.23 |
|
| 8 |
Net Profit Before Taxes (5+6-7) |
3,937.50 |
|
| 9 |
Income tax expense |
241.45 |
|
| 10 |
Net Profit After Taxes (8-9) |
3,696.05 |
|
| 11 |
Other comprehensive income |
5.54 |
|
| 12 |
Total comprehensive income for the year (10+11) |
3,701.59 |
|
|
|
|
|
|
|
|
|
| OFF BALANCE SHEET |
|
|
|
|
|
|
|
(in millions of MNT) |
|
| Contingencies and commitments (net) |
2,175.25 |
|
|
|
|
|
|
|
|
|
| PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA |
|
|
|
|
| Ratios |
Limit |
Bank |
| Tier 1 ratio |
≥ 9% |
38.2% |
| Capital adequacy ratio |
≥ 12% |
38.2% |
| Liquidity |
≥ 25% |
33.2% |
| Foreign currency open position ratio (by each currency) |
< ±15% |
7.7% |
| Foreign currency open position ratio (total) |
< ±40% |
8.0% |