Quarter-2,2017 | |||
FINANCIAL STATEMENT | |||
(in thousands of MNT) | |||
Items | 6/30/2017 | ||
1 | ASSET | ||
1.1 | Cash and cash equivalents | 4,461,432.55 | |
1.2 | Due from banks | – | |
1.3 | Financial investments (available for sale) | 9,140.00 | |
1.3.1 | Investmens in associates | – | |
1.4 | Loans and advances to customers (net) | 5,257,693.83 | |
1.4.1 | Performing loans | 5,277,139.73 | |
1.4.2 | Non-performing loans | 633,521.07 | |
1.4.6 | Deferred loan payment | – | |
1.4.7 | Accrued interest receivable | 6,939.80 | |
1.4.8 | (Loan Loss Provision) | (659,906.76) | |
1.5 | Derivative financial assets | – | |
1.6 | Other financial assets | 580,129.04 | |
1.7 | Other non-financial assets | 251,482.26 | |
1.8 | Fixed assets (net) | 287,938.01 | |
1.9 | Real estate for investment | – | |
1.10 | Assets for sale | – | |
1.11 | Intangible assets | 306,002.14 | |
1.12 | Total assets | 11,153,817.84 | |
2 | LIABILITIES | ||
2.1 | Current account | 71,231.98 | |
2.2 | Savings | 28,817.65 | |
2.3 | Due to banks & financial instituitions | 557.55 | |
2.4 | Other deposits | – | |
2.5 | Other liabilities | 247,976.02 | |
2.10 | Total liabilities | 348,583.19 | |
3 | EQUITY | ||
3.1 | Share capital | 16,000,000.00 | |
3.2 | Share premium | – | |
3.3 | Treasury stock | – | |
3.4 | Revaluation surplus | 16,353.39 | |
3.5 | Retained earnings | (5,239,065.43) | |
3.6 | Other reserves | 27,946.69 | |
3.7 | Total equity | 10,805,234.65 | |
4 | TOTAL LIABILITIES AND EQUITY | 11,153,817.84 | |
INCOME STATEMENT | |||
(in thousands of MNT) | |||
Items | 6/30/2017 | ||
1 | Interest income | 550,896.43 | |
1.1 | from Bank of Mongolia | – | |
1.2 | From Other banks & financial institutions | – | |
1.3 | from BoM securities | – | |
1.4 | Loan interest income | 550,896.43 | |
1.5 | Other interest income | – | |
2 | Interest expense | 1,188.37 | |
2.1 | Interests paid to Current account | – | |
2.2 | Interests paid to Savings | 1,188.37 | |
2.3 | Interest paid to Borrowed fund | – | |
2.4 | Securities interest expense | – | |
2.5 | Other interest expense | – | |
3 | NET INTEREST INCOME (1-2) | 549,708.06 | |
4 | Provision expenses | – | |
4.1 | Deposits at other banks and financial sectors | – | |
4.2 | Securities | – | |
4.3 | Loans | – | |
5 | Net interest income after provision [(3)-(4)] | 549,708.06 | |
6 | Other income | 1,650,627.93 | |
6.1 | Non-interest income | 1,476,655.13 | |
6.1.1 | Trade income | – | |
6.1.2 | Exchange and revaluation adjustment expense | 80,239.62 | |
6.1.3 | Fees and commission income | 14,133.37 | |
6.1.4 | Other non-interest income | 1,382,282.13 | |
6.2 | Other income | 173,972.80 | |
7 | Other expense | 872,335.45 | |
7.1 | Non-interest expense | 624,624.08 | |
7.1.1 | Other provision expense | 5,569.74 | |
7.1.2 | Trade expense | – | |
7.1.3 | Exchange and revaluation adjustment expense | 78,981.75 | |
7.1.4 | Fees and commission expense | 29,982.60 | |
7.1.5 | Other operating expense | 510,089.97 | |
7.2 | Other expense | 247,711.37 | |
8 | Net Profit Before Taxes (5+6-7) | 1,328,000.54 | |
9 | Income tax expense | 11,812.98 | |
10 | Net Profit After Taxes (8-9) | 1,316,187.56 | |
11 | Other comprehensive income | – | |
12 | Total comprehensive income for the year (10+11) | 1,316,187.56 | |
PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA | |||
Ratios | Limit | Bank | |
Tier 1 ratio | ≥ 9% | 188.7% | |
Capital adequacy ratio | ≥ 12% | 189.0% | |
Liquidity | ≥ 25% | 1279.9% | |
Foreign currency open position ratio (by each currency) | < ±15% | -0.2% | |
Foreign currency open position ratio (total) | < ±40% | -0.3% |
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