{"id":8824,"date":"2025-11-04T03:55:22","date_gmt":"2025-11-04T03:55:22","guid":{"rendered":"https:\/\/transbank.mn\/wp\/?p=8824"},"modified":"2025-11-05T08:08:36","modified_gmt":"2025-11-05T08:08:36","slug":"8824-2","status":"publish","type":"post","link":"https:\/\/transbank.mn\/wp\/en\/8824-2\/","title":{"rendered":""},"content":{"rendered":"\n<p><strong><strong>Fitch Ratings credit\u00a0rating\u00a0agency<\/strong><\/strong><\/p>\n\n\n\n<p>On September 3, 2025, Fitch Ratings assigned TransBank its first-time credit rating with a Stable Outlook.<\/p>\n\n\n\n<p>In its report, Fitch highlighted that TransBank\u2019s loan portfolio grew by 20% in the first half of 2025, reflecting strong expansion above the industry average. The Bank\u2019s capital adequacy ratio stood at 21%, exceeding the regulatory minimum of 12% by 9 percent, demonstrating solid risk-bearing capacity.<\/p>\n\n\n\n<p>TransBank had been rated by Moody\u2019s Investors Service since 2018, up until 2025, the Bank is now rated by Fitch Ratings, with its credit outlook showing an improved assessment.<\/p>\n\n\n\n<p>Fitch also assigned a Short-Term Issuer Default Rating of \u2018B\u2019, which is in line with the systematically important commercial banks, underscoring the Bank\u2019s ability to compete in international markets.<\/p>\n\n\n\n<p>According to Fitch, Mongolia\u2019s medium-term economic growth trend provides a favorable operating environment for the banking sector overall.<\/p>\n\n\n\n<p>Through this rating, TransBank is further strengthening its position in both domestic and international markets, while continuing to uphold the trust of its customers and partner institutions.<\/p>\n\n\n\n<p class=\"has-text-align-right\"><em>Credit Ratings<\/em><\/p>\n\n\n\n<p class=\"has-text-align-right\">Sep 03, 2025<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td class=\"has-text-align-left\" data-align=\"left\">Outlook<\/td><td class=\"has-text-align-left\" data-align=\"left\">Stable<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Long-Term Issuer Default Rating<\/td><td class=\"has-text-align-left\" data-align=\"left\">\u0412-<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Short-Term Issuer Default Rating<\/td><td class=\"has-text-align-left\" data-align=\"left\">B<\/td><\/tr><tr><td class=\"has-text-align-left\" data-align=\"left\">Viability Rating<\/td><td class=\"has-text-align-left\" data-align=\"left\">b-<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Fitch Ratings credit\u00a0rating\u00a0agency On September 3, 2025, Fitch Ratings assigned TransBank its first-time credit rating with a Stable Outlook. In its report, Fitch highlighted that TransBank\u2019s loan portfolio grew by 20% in the first half of 2025, reflecting strong expansion above the industry average. The Bank\u2019s capital adequacy ratio stood at 21%, exceeding the regulatory [&hellip;]<\/p>\n","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[443],"tags":[],"class_list":["post-8824","post","type-post","status-publish","format-standard","hentry","category-financial-ratings"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts\/8824","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/comments?post=8824"}],"version-history":[{"count":3,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts\/8824\/revisions"}],"predecessor-version":[{"id":8832,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts\/8824\/revisions\/8832"}],"wp:attachment":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/media?parent=8824"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/categories?post=8824"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/tags?post=8824"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}