{"id":2553,"date":"2024-12-12T07:17:41","date_gmt":"2024-12-12T07:17:41","guid":{"rendered":"https:\/\/transbank.mn\/wp\/?p=2553"},"modified":"2025-09-11T04:17:23","modified_gmt":"2025-09-11T04:17:23","slug":"2024-%d0%be%d0%bd%d1%8b-ii-%d1%83%d0%bb%d0%b8%d1%80%d0%b0%d0%bb","status":"publish","type":"post","link":"https:\/\/transbank.mn\/wp\/en\/2024-%d0%be%d0%bd%d1%8b-ii-%d1%83%d0%bb%d0%b8%d1%80%d0%b0%d0%bb\/","title":{"rendered":"2024 year II quarter"},"content":{"rendered":"<p>STATEMENT OF FINANCIAL POSITION<\/p>\n<p style=\"text-align: right;\">(MNT million)<\/p>\n<table width=\"489\">\n<tbody>\n<tr>\n<td width=\"35\"><strong>1<\/strong><\/td>\n<td width=\"203\"><strong>ASSETS<\/strong><\/td>\n<td width=\"119\"><\/td>\n<td width=\"133\"><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.1<\/td>\n<td colspan=\"2\" width=\"321\">Cash and cash equivalents<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">185,800<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.2<\/td>\n<td colspan=\"2\" width=\"321\">Due from banks and financial institutions<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">39,169<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.3<\/td>\n<td colspan=\"2\" width=\"321\">Financial investments<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">7,359<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4<\/td>\n<td colspan=\"2\" width=\"321\">Loans and advances to customers (net)<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">642,972<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4.1<\/td>\n<td colspan=\"2\" width=\"321\">\u00a0 \u00a0 \u00a0Performing loans<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">612,821<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4.2<\/td>\n<td colspan=\"2\" width=\"321\">\u00a0 \u00a0 \u00a0Non-performing loans<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">58,444<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4.3<\/td>\n<td colspan=\"2\" width=\"321\">\u00a0 \u00a0 \u00a0Deferred loan payment<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">(140)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4.4<\/td>\n<td colspan=\"2\" width=\"321\">\u00a0 \u00a0 \u00a0Accrued interest receivable<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">13,112<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4.5<\/td>\n<td colspan=\"2\" width=\"321\">\u00a0 \u00a0 \u00a0Loan loss provision<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">(41,265)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.5<\/td>\n<td colspan=\"2\" width=\"321\">Derivative financial assets<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">1,676<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.6<\/td>\n<td colspan=\"2\" width=\"321\">Other financial assets<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">455<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.7<\/td>\n<td colspan=\"2\" width=\"321\">Other non-financial assets<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">13,121<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.8<\/td>\n<td colspan=\"2\" width=\"321\">Fixed assets<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">17,592<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.9<\/td>\n<td colspan=\"2\" width=\"321\">Properties held for sale<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">17,799<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.1<\/td>\n<td colspan=\"2\" width=\"321\">Intangible assets<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">13,511<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>1.11<\/strong><\/td>\n<td colspan=\"2\" width=\"321\"><strong>Total assets<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>939,454<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>2<\/strong><\/td>\n<td width=\"203\"><strong>LIABILITIES<\/strong><\/td>\n<td width=\"119\"><\/td>\n<td width=\"133\"><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.1<\/td>\n<td colspan=\"2\" width=\"321\">Current accounts<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">40,476<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.2<\/td>\n<td colspan=\"2\" width=\"321\">Savings accounts<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">347,440<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.3<\/td>\n<td colspan=\"2\" width=\"321\">Due to banks and financial instituitions<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">307,598<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.4<\/td>\n<td colspan=\"2\" width=\"321\">Other funds<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">14,162<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.5<\/td>\n<td colspan=\"2\" width=\"321\">Derivative financial liabilities<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">2,990<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.6<\/td>\n<td colspan=\"2\" width=\"321\">Other liabilities<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">24,340<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>2.7<\/strong><\/td>\n<td colspan=\"2\" width=\"321\"><strong>Total liabilities<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>737,006<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>3<\/strong><\/td>\n<td colspan=\"3\" width=\"455\"><strong>EQUITY<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3.1<\/td>\n<td colspan=\"2\" width=\"321\">Share capital<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">146,474<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3.2<\/td>\n<td colspan=\"2\" width=\"321\">Share premium<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">15,647<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3.3<\/td>\n<td colspan=\"2\" width=\"321\">Treasury shares<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">(7,032)<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3.4<\/td>\n<td colspan=\"2\" width=\"321\">Retained earnings<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">47,260<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">3.5<\/td>\n<td colspan=\"2\" width=\"321\">Other reserves<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">99<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>3.6<\/strong><\/td>\n<td colspan=\"2\" width=\"321\"><strong>Total equity<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>202,448<\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>4<\/strong><\/td>\n<td colspan=\"2\" width=\"321\"><strong>TOTAL LIABILITIES AND EQUITY<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>939,454<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: right;\">(MNT million)<\/p>\n<table width=\"489\">\n<tbody>\n<tr>\n<td width=\"237\"><strong>OFF BALANCE SHEET<\/strong><\/td>\n<td width=\"119\"><strong>\u00a0<\/strong><\/td>\n<td width=\"133\"><strong>\u00a0<\/strong><\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\" width=\"356\">\u00a0\u00a0\u00a0 Contingencies and commitments (net)<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 11,553<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>INCOME STATEMENT<\/p>\n<p style=\"text-align: right;\">(MNT million)<\/p>\n<table width=\"489\">\n<tbody>\n<tr>\n<td width=\"35\"><strong>1<\/strong><\/td>\n<td width=\"321\"><strong>Interest income<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 62,130 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.1<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0From Bank of Mongolia<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 118<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.2<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0From banks and financial institutions<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0573<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.3<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0From securities<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a04,142<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.4<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0From loans<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 56,158<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">1.5<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Other interest income<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 1,139<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>2<\/strong><\/td>\n<td width=\"321\"><strong>Interest expense<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 42,128 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.1<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Interest expense on current accounts<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0826<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.2<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Interest expense on savings accounts<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 28,503<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.3<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Interest expense on borrowed funds<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 9,844<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.4<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Interest expense on securities<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 283<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">2.5<\/td>\n<td width=\"321\">Other interest expenses<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 2,672<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>3<\/strong><\/td>\n<td width=\"321\"><strong>Net interest income (1-2)<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 20,002 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>4<\/strong><\/td>\n<td width=\"321\"><strong>Provision expense<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a03,363 <\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">4.1<\/td>\n<td width=\"321\">\u00a0 \u00a0 Deposits at banks and financial institutions<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 &#8211;<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">4.2<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Securities<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0&#8211;<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">4.3<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Loans<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a03,363<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>5<\/strong><\/td>\n<td width=\"321\"><strong>Net income after provision (3-4)<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 16,639 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>6<\/strong><\/td>\n<td width=\"321\"><strong>Other income<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 12,381 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>6.1<\/strong><\/td>\n<td width=\"321\"><strong>Non-interest income<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 12,246 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6.1.1<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Trading income<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a04,921<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6.1.2<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Foreign exchange and revaluation income<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 6,448<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6.1.3<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Fees and commission income<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 760<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6.1.4<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Other non-interest income<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0117<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">6.2<\/td>\n<td width=\"321\">Other income, gain<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0135<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>7<\/strong><\/td>\n<td width=\"321\"><strong>Other expenses<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 22,797 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>7.1<\/strong><\/td>\n<td width=\"321\"><strong>Non-interest expenses<\/strong><\/td>\n<td style=\"text-align: right;\" width=\"133\"><strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 22,468 <\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7.1.1<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Other provision expense<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0925<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7.1.2<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Trading expense<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 2,138<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7.1.3<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Foreign exchange and revaluation expense<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a05,975<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7.1.4<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Fees and commission expense<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0800<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7.1.5<\/td>\n<td width=\"321\">\u00a0 \u00a0 \u00a0Other operating expenses<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 12,630<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">7.2<\/td>\n<td width=\"321\">Other expenses, losses<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0329<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>8<\/strong><\/td>\n<td width=\"321\"><strong>Profit Before Tax (5+6-7)<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>\u00a0 \u00a0 \u00a0 \u00a0 6,223 <\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">9<\/td>\n<td width=\"321\">Income tax expense<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0674<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>10<\/strong><\/td>\n<td width=\"321\"><strong>Net profit for the year (8-9)<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>\u00a0 \u00a0 \u00a0 \u00a05,549 <\/strong><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\">11<\/td>\n<td width=\"321\">Other comprehensive income<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0&#8211;<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"35\"><strong>12<\/strong><\/td>\n<td width=\"321\"><strong>Total comprehensive income for the year (10+11)<\/strong><\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\"><strong>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a05,549 <\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"596\">\n<tbody>\n<tr>\n<td style=\"text-align: center;\" width=\"356\"><strong>PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"133\"><strong>LIMIT<\/strong><\/td>\n<td style=\"text-align: center;\" width=\"107\"><strong>PERFORMANCE<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"356\">Tier 1 capital ratio<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u2265 9%<\/p>\n<\/td>\n<td width=\"107\">\n<p style=\"text-align: right;\">24.3%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"356\">Capital adequacy ratio<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u2265 12%<\/p>\n<\/td>\n<td width=\"107\">\n<p style=\"text-align: right;\">24.3%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"356\">Liquidity ratio<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">\u2265 25%<\/p>\n<\/td>\n<td width=\"107\">\n<p style=\"text-align: right;\">30.8%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"356\">Foreign currency open position ratio (single currency)<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">< \u00b115%<\/p>\n<\/td>\n<td width=\"107\">\n<p style=\"text-align: right;\">8.4%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"356\">Foreign currency open position ratio (total)<\/td>\n<td width=\"133\">\n<p style=\"text-align: right;\">< \u00b130%<\/p>\n<\/td>\n<td width=\"107\">\n<p style=\"text-align: right;\">10.4%<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"595\">\n<tbody>\n<tr>\n<td style=\"text-align: left;\" colspan=\"2\" width=\"237\">LOANS AND ADVANCES TO RELATED PARTIES<\/td>\n<td style=\"text-align: center;\" width=\"119\">CATEGORY OF ASSETS<\/td>\n<td style=\"text-align: center;\" width=\"133\">BALANCE<br \/>\n(MNT million)<\/td>\n<td style=\"text-align: center;\" width=\"106\">PERCENT OF TOTAL EQUITY<\/td>\n<\/tr>\n<tr>\n<td>1<\/td>\n<td colspan=\"3\" width=\"455\">Loans and advances to a related party (less than 5% of total equity)<\/td>\n<td style=\"text-align: right;\" width=\"106\"><strong>3.2%<\/strong><\/td>\n<\/tr>\n<tr>\n<td>1.1<\/td>\n<td width=\"203\">Bank shareholders<\/td>\n<td style=\"text-align: right;\" width=\"119\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8211;<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8211;<\/td>\n<td style=\"text-align: right;\">0.0%<\/td>\n<\/tr>\n<tr>\n<td>1.2<\/td>\n<td width=\"203\">Key management personnel<\/td>\n<td style=\"text-align: right;\" width=\"119\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8211;<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 &#8211;<\/td>\n<td style=\"text-align: right;\">0.0%<\/td>\n<\/tr>\n<tr>\n<td>1.3<\/td>\n<td width=\"203\">Other related parties<\/td>\n<td style=\"text-align: right;\" width=\"119\">Loan<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a06,449<\/td>\n<td style=\"text-align: right;\">3.2%<\/td>\n<\/tr>\n<tr>\n<td>2<\/td>\n<td colspan=\"3\" width=\"455\">Total loans and advances to related parties (less than 20% of total equity)<\/td>\n<td style=\"text-align: right;\" width=\"106\"><strong>11.9%<\/strong><\/td>\n<\/tr>\n<tr>\n<td>2.1<\/td>\n<td width=\"203\">Bank shareholders<\/td>\n<td style=\"text-align: right;\" width=\"119\">Loan<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 100<\/td>\n<td style=\"text-align: right;\">0.0%<\/td>\n<\/tr>\n<tr>\n<td>2.2<\/td>\n<td width=\"203\">Key management personnel<\/td>\n<td style=\"text-align: right;\" width=\"119\">Loan<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 532<\/td>\n<td style=\"text-align: right;\">0.3%<\/td>\n<\/tr>\n<tr>\n<td>2.3<\/td>\n<td width=\"203\">Other related parties<\/td>\n<td style=\"text-align: right;\" width=\"119\">Loan<\/td>\n<td style=\"text-align: right;\" width=\"133\">\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 23,590<\/td>\n<td style=\"text-align: right;\">11.6%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n","protected":false},"excerpt":{"rendered":"<p>STATEMENT OF FINANCIAL POSITION (MNT million) 1 ASSETS 1.1 Cash and cash equivalents 185,800 1.2 Due from banks and financial institutions 39,169 1.3 Financial investments 7,359 1.4 Loans and advances to customers (net) 642,972 1.4.1 \u00a0 \u00a0 \u00a0Performing loans 612,821 1.4.2 \u00a0 \u00a0 \u00a0Non-performing loans 58,444 1.4.3 \u00a0 \u00a0 \u00a0Deferred loan payment (140) 1.4.4 \u00a0 [&hellip;]<\/p>\n","protected":false},"author":17,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[148],"tags":[],"class_list":["post-2553","post","type-post","status-publish","format-standard","hentry","category-quarterly-financial-statements"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts\/2553","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/comments?post=2553"}],"version-history":[{"count":17,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts\/2553\/revisions"}],"predecessor-version":[{"id":8224,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/posts\/2553\/revisions\/8224"}],"wp:attachment":[{"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/media?parent=2553"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/categories?post=2553"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/transbank.mn\/wp\/en\/wp-json\/wp\/v2\/tags?post=2553"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}