| Terms and Conditions | UnionPay Platinum credit card |
| Currency | MNT, USD |
| Admission fee | 500,000 MNT |
| Credit limit (minimum) | 5,000,000 MNT |
| Credit limit (maximum) | 50,000,000 MNT |
| Interest rate /monthly/ (purchase) | 2% |
| Interest rate /monthly/ (cash withdrawal) | 2.5% |
| Minimum payment | 10% |
| Over limit interest rate | 5% |
| Late payment charge | 1% (min 10,000 MNT, 10 USD) |
| Monthly statement date | 1st |
| Payment date (monthly) | 20th |
| Grace period (purchase) | Up to 50 days |
| Validity | 3 year |
| Daily cash withdrawal limit | 50,000,000 MNT |
| Daily purchase limit | 300,000,000 MNT |
| Reorder fee | 250,000 MNT |
| Card order fee (urgently) | 5,000 MNT |
| Pin code order | 1,000 MNT or currency equivalent to 1,000 MNT |
| Pin code change (at branch) | |
| E-pin change (at branch) | No fee |
| Balance inquiry at TransBank branch | 100 MNT or currency equivalent to 100 MNT |
| To check account balance from foreign banks /AТМ/ | 0.50 USD |
| Balance inquiry at other domestic banks | 100 MNT or currency equivalent to 100 MNT |
| Credit Database Inquiry Fee /Inquiry/ | 1,000 MNT |
| Minimum required balance | 5,000 MNT / 10 USD / 10 EUR / 50 CNY |
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