Categories
Private housing and real estate's loan

Requirements

  • The loan applicant shall have held steady employment at the current place of work for at least the previous 12 months or be running their own business for at least 1 year
  • Documentary evidence that 30% of construction budget is financed by the borrower;
  • The monthly repayment to income ratio shall not exceed 60% of post-tax income;
  • To have no overdue and non-performing loan history at other banks or NBFIs.

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