Та гадаад төлбөр тооцоо хийхдээ хүлээн авагчийн нэр, дансны дугаар, хаяг болон хүлээн авагчийн банкны свифт код, нэр, хаяг, төлбөрийн зориулалтыг мэдээллийг дэлгэрэнгүй үнэн зөв мэдэж байхад болно.
Манай банк USD, GBP, RUB, JPY, CNY, EUR, HKD, SGD зэрэг гадаад валютын гүйлгээг тогтмол хийж байна.
STATEMENT OF FINANCIAL POSITION
(MNT million)
| 1 | ASSETS | ||
| 1.1 | Cash and cash equivalents |
328,921 |
|
| 1.2 | Due from banks and financial institutions |
78,448 |
|
| 1.3 | Financial investments |
62,678 |
|
| 1.4 | Loans and advances to customers (net) |
671,768 |
|
| 1.4.1 | Performing loans |
632,883 |
|
| 1.4.2 | Non-performing loans |
62,023 |
|
| 1.4.3 | Deferred loan payment |
(159) |
|
| 1.4.4 | Accrued interest receivable |
15,013 |
|
| 1.4.5 | Loan loss provision |
(37,992) |
|
| 1.5 | Derivative financial assets |
2,443 |
|
| 1.6 | Other financial assets |
318 |
|
| 1.7 | Other non-financial assets |
10,065 |
|
| 1.8 | Fixed assets |
19,603 |
|
| 1.9 | Properties held for sale |
26,184 |
|
| 1.1 | Intangible assets |
13,067 |
|
| 1.11 | Total assets |
1,213,495 |
|
| 2 | LIABILITIES | ||
| 2.1 | Current accounts |
92,072 |
|
| 2.2 | Savings accounts |
482,662 |
|
| 2.3 | Due to banks and financial institutions |
368,298 |
|
| 2.4 | Other funds |
47,667 |
|
| 2.5 | Derivative financial liabilities |
3,409 |
|
| 2.6 | Other liabilities |
22,488 |
|
| 2.7 | Total liabilities |
1,016,596 |
|
| 3 | EQUITY | ||
| 3.1 | Share capital |
146,474 |
|
| 3.2 | Share premium |
15,647 |
|
| 3.3 | Treasury shares |
(7,032) |
|
| 3.4 | Retained earnings |
41,711 |
|
| 3.5 | Other reserves |
99 |
|
| 3.6 | Total equity |
196,899 |
|
| 4 | TOTAL LIABILITIES AND EQUITY |
1,213,495 |
|
(MNT million)
| OFF BALANCE SHEET | |
| Contingencies and commitments (net) |
16,670 |
INCOME STATEMENT
(MNT million)
| 1 | Interest income |
117,629 |
| 1.1 | From Bank of Mongolia |
1,848 |
| 1.2 | From banks and financial institutions |
3,404 |
| 1.3 | From securities |
7,766 |
| 1.4 | From loans |
100,867 |
| 1.5 | Other interest income |
3,744 |
| 2 | Interest expense |
74,556 |
| 2.1 | Interest expense on current accounts |
1,878 |
| 2.2 | Interest expense on savings accounts |
61,858 |
| 2.3 | Interest expense on borrowed funds |
2,933 |
| 2.4 | Interest expense on securities |
1,051 |
| 2.5 | Other interest expenses |
6,836 |
| 3 | Net interest income (1-2) |
43,073 |
| 4 | Provision expense |
8,831 |
| 4.1 | Deposits at banks and financial institutions |
252 |
| 4.2 | Securities |
40 |
| 4.3 | Loans |
8,539 |
| 5 | Net income after provision (3-4) |
34,242 |
| 6 | Other income |
31,858 |
| 6.1 | Non-interest income | 31,115 |
| 6.1.1 | Trading income |
14,230 |
| 6.1.2 | Foreign exchange and revaluation income |
15,272 |
| 6.1.3 | Fees and commission income |
1,307 |
| 6.1.4 | Other non-interest income |
306 |
| 6.2 | Other income, gain |
743 |
| 7 | Other expenses |
53,991 |
| 7.1 | Non-interest expenses |
53,762 |
| 7.1.1 | Other provision expense |
381 |
| 7.1.2 | Trading expense |
10,974 |
| 7.1.3 | Foreign exchange and revaluation expense |
14,939 |
| 7.1.4 | Fees and commission expense |
1,499 |
| 7.1.5 | Other operating expenses |
25,969 |
| 7.2 | Other expenses, losses |
229 |
| 8 | Profit Before Tax (5+6-7) |
12,109 |
| 9 | Income tax expense |
1,484 |
| 10 | Net profit for the year (8-9) |
10,625 |
| 11 | Other comprehensive income |
52 |
| 12 | Total comprehensive income for the year (10+11) |
10,677 |
|
PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA |
LIMIT |
PERFORMANCE |
| Tier 1 capital ratio |
≥ 9% |
22.5% |
| Capital adequacy ratio |
≥ 12% |
22.5% |
| Liquidity ratio |
≥ 25% |
33.8% |
| Foreign currency open position ratio (single currency) |
< ±15% |
-2.9% |
| Foreign currency open position ratio (total) |
< ±30% |
-8.1% |
|
LOANS AND ADVANCES TO RELATED PARTIES |
CATEGORY OF ASSETS | BALANCE (MNT million) |
PERCENT OF TOTAL EQUITY |
|
| 1 | Loans and advances to a related party (less than 5% of total equity) |
3.2% |
||
| 1.1 | Bank shareholders |
– |
– |
0.0% |
| 1.2 | Key management personnel |
– |
– |
0.0% |
| 1.3 | Other related parties |
Loan |
6,351 |
3.2% |
| 2 | Total loans and advances to related parties (less than 20% of total equity) |
12.4% |
||
| 2.1 | Bank shareholders |
Loan |
100 |
0.1% |
| 2.2 | Key management personnel |
Loan |
404 |
0.2% |
| 2.3 | Other related parties |
Loan |
23,907 |
12.1% |
Гадаад төлбөр тооцооны гүйлгээ нь ажлын 1-3 хоногт илгээгдэнэ.
Categories
Internal Audit
The Internal Audit Department of the Transport and Development Bank operates independently of Executive Management and reports directly to the Audit Committee of the Board of Directors, in accordance with the Company Law and the Banking Law of Mongolia.
Internal audit activities are carried out in accordance with the International Standards of Internal Audit approved by the International Institute of Internal Auditors (IIA).
Core Functions and Reporting Structure of Internal Audit
The Internal Audit Department provides advisory services to ensure the effective implementation of the bank’s internal control system, risk management framework, and governance principles. Its approach is independent and objective, aimed at achieving the bank’s goals, enhancing operational efficiency, and delivering value to both the bank and its customers.
Categories
The Corporate Gateway allows seamless access to banking services directly through your company’s financial software. By activating this service, you can perform all types of domestic transactions and receive account information quickly and efficiently.
Categories
Benefits
- Transfer funds to TransBank accounts;
- Interbank transactons;
- Save time;
- Access and monitor transaction details across multiple accounts;
- Minimize manual processes;
Categories
Conditions
| Service type |
Conditions fee |
| Transaction type |
|
| Within Transbank accounts
|
100 MNT |
| Interbank transactions
|
200 MNT |
| Between own accounts |
Free |
| Account information and statements | |
| Check account balance
|
Free |
| Account details
|
Free |
| Access your account statement |
Free |
Categories
Required documents
- Customer application form
- Official corporate letter
- Notarized copy of State Registration Certificate
- Copy of Company’s Charter or Memorandum of Association
- Copy of ID card of the authorized staff /both sides/
- Other additional documents required by bank
Categories
Stay informed about every transaction in your account with real-time updates via text message or email. This service allows you to monitor your account activity regularly and helps protect you from potential payment settlement risks.