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Terms and conditions

High-class Mortgage Loan	Conditions
Maximum loan amount	2,000,000,000 / up to two billion MNT /
Down Payment	20% or more
Loan interest /month/	1.60-1.80%
Term of loan	Up to 120 months
Service fee	1% of the loan amount (maximum 1,500,000 MNT)
Increased interest	Equal to 20 percent of the basic interest rate
Benefits of Changes to the Original Loan Term	Up to 1% of the loan balance (maximum 1,000,000 MNT)
Application Fee	10,000 MNT
Credit database reference fee	For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT

Worked in the organization for at least 1 year, in the case of self-employed, at least 1 year;
Must have self-financed at least 20 percent of the total cost;
Up to 60% of the after-tax income is sufficient to pay the total monthly loan payments;
No overdue or non-performing loans in other banks and financial institutions.

Conditions
Maximum Loan Amount	Not more than 70 percent of the value of apartment /In the case of a home mortgage in the down payment, it is not necessary that percentage/
Down payment	30% or more
Loan interest /annual/	6.00%
Loan terms	Up to 360 months
Service fee	1% of the granted loan amount or /up to 1,500,000 MNT/
Increased interest	Equal to 20 percent of the basic interest rate
Application Fee	10,000 MNT
Credit database reference fee	For each inquiry during the loan/Citizen, Organization/ – 1,000 MNT

Conditions	MNT
Maximum loan amount	70,000,000 MNT
Loan interest /monthly/	1%
Loan interest /annual/	12%
Term of loan	Up to 120 months
Down payment	From the applicant: At least 10 percent of the loan amount
Down payment	From the GIZ project: 30% of the loan amount or up to 18,000,000 MNT
Service fee	1% of the loan amount or the maximum amount is 1,500,000 MNT
Increased interest	Equal to 20% of the loan interest
Fee for changes original loan conditions	Up to 1% of the loan balance /Maximum amount 1,000,000 MNT/
Application fee	10,000 MNT
Credit database reference fee	For each inquiry during the loan /Citizen, Organization/ – 1,000 MNT

The loan applicant must be a citizen of Mongolia who has reached the age of 18;
Not having overdue or bad credit balances in banks and financial institutions;
Full-time employee who has worked stably in the organization for at least 12 months;
Obtain insurance in accordance with relevant laws and regulations until the end of the loan term;
Eligible for this loan for the construction of energy-efficient residential units that meet the project criteria and for the purchase of contracted townhouse;
Must have self-financed at least 10 percent of the total cost;

Terms	6 months
Currency	MNT
Annual Interest	14%
Interest payment on early termination	2.4%-4.8%
Minimum balance	10,000 MNT
Interest payment conditions	End of the period
Deposit transaction	Possible
Withdrawal condition	Monthly

Currency	MNT
Terms	12, 18, 24 months
Annual Interest	Up to 499,999,999 /Deposit balance/	Policy interest rate +3.0%
	More than MNT 500 million /Deposit balance/	Policy interest rate + 3.5%
Minimum balance	100,000,000 MNT
Interest payment on early termination	2.4%-4.8%
Interest payment conditions	Quarterly
Withdrawal condition	Quarterly
Deposit transactions	Possible
Changes in policy rates	Deposit interest rates to change