Categories
Movable property and machinery

Required documents

  • Official request/amount, interest, term and collateral to be pledged should be mentioned/
  • Loan Application / Bank’s application / 
  • Resolution of the Board of Directors on ​​obtaining a loan. / Decision on the amount, interest, term, collateral of the requested loan and appointment of the person authorized to sign /
  • Copy of company certificate, copy of company charter / stamped by state registration office /
  • Copy of ID card of the person authorized to sign the loan agreement (e.g. founder, CEO, CFO, etc.), borrower’s application form (if legal entity)
  • Business licenses, plans and other documents
  • The purpose of the loan, contract, project, etc.
  • The market and competitor’s analysis
  • Tax reference
  • GCCA reference / in the name of the organization and shareholders /
  • Reference from GASR / on behalf of enterprises and major shareholders /
  • Financial statements of the company certified by the Audit and Tax Administration – / for the last 4 quarters, at the end of the last year /
  • Financial statements at the end of the year. These include: list of receivables, current assets, fixed assets, payables and liabilities and sales, unit cost, balance sheet for the last 1 year
  • Account statement / last 12 months /
  • Pledge of immovable property (if the pledged property is in the name of another organization, a copy of the company’s certificate, charter, decision and resolution authorizing to pledge)
  • Collateral historical and detailed reference
  • Pledged land certificate, contract and cadastral map
  • List and certificate of pledged machinery and equipment
  • Proof of tax payment in case of real estate purchase
  • Loan agreement and loan account statement if you have outstanding loans with other banks and NBFIs.
  • Other required additional materials
Categories
News News

ТЭЭВЭР ХӨГЖЛИЙН БАНК ТЭРБУМ МОД ҮНДЭСНИЙ ХӨДӨЛГӨӨНИЙГ ДЭМЖИН ОРОЛЦЛОО

“Тэрбум мод” үндэсний хөдөлгөөнийг дэмжих зорилгоор арилжааны банкууд хамтран Монголбанкны дэмжлэгтэйгээр Тэрбум мод санг байгуулж, анхны төслийн нээлттэй сонгон шалгаруулалтад тэнцсэн төслүүдийг өнгөрсөн 5 сард зарласан билээ.

Тээвэр хөгжлийн банк нь шалгарсан төслүүдээс 281-р цэцэрлэгийн нээлтэд төлөөлөн оролцсон ба 281-р цэцэрлэгт 112 гоёлын мод, 50 хайлаас, 435 м2 зүлэгжүүлэлт бүтээн байгуулж хүүхэд залуучуудын сурах орчинг эрүүл болгож, багш, сурган хүмүүжүүлэгч, сурагч, эцэг эхчүүдийн дунд мод тарих, арчилж хамгаалах аргачлал, ач холбогдлын талаарх мэдлэг ойлголтыг нэмэгдүүлж, цаашид үндэсний хэмжээнд түгээн дэлгэрүүлэх арвин үйлсэд арилжааны банкуудтай хамтран хувь нэмрээ оруулж байгаадаа таатай байна.

Уг төслийн 1-р чиглэлийн хүрээнд буюу Улаанбаатар хотын сургууль, цэцэрлэгийн ногоон байгууламжийг сайжруулах, хүүхдийн сурах орчинг эрүүл болгоход хувийн хэвшлийн төлөөллүүд хувь нэмэр оруулж, энэ жил нийт 9 сургууль, 11 цэцэрлэгийн гадаа орчинг цэцэрлэгжүүлэх, ногоон байгууламжийн ажлыг мэргэжлийн гурван байгууллага хийж гүйцэтгээд байна.

Categories
Bank's history and highlights

2023 оны 9-р сар

Тээвэр хөгжлийн банк “Тэрбум мод” үндэсний хөдөлгөөнийг дэмжин оролцлоо.

Categories
News News

ЦАХИМ ЗАЛИЛАНГААС СЭРГИЙЛЬЕ!

Цахим орчинд үйлдэгдэх залилан болон хуурамч xаяг ашиглан харилцагч таны хувийн мэдээллийг олж авах замаар луйвар xийx үйлдлүүд иxсэж байгаа тул банк нь харилцагчийн аюулгүй байдлыг xангаx үүднээс дарааx мэдээллийг xүргүүлж байна.

Харилцагч таны гар утас, цахим шуудан, сошиал хаягт ирсэн сэжиг бүхий линк болон түүний дотор хавсаргасан файлыг нээхгүй байx, хувийн мэдээллээ оруулахыг шаардсан мессежний хариуд нууцлалтай мэдээллээ илгээхгүй байx, тухайн байгууллагын албан ёсны утас, вэбсайт нь мөн эсэхийг нягталж шалгаж, хэвшсэнээр цахим луйврын хохирогч болохоос урьдчилан сэргийлэх боломжтой юм.

ЗӨВЛӨМЖ

  1. Сошиал орчинд тавигдсан “бага хүүтэй, барьцаагүй зээл олгоно, мөнгөн тусламж өгнө, хөрөнгө оруулалт хийнэ” гэх мэт хуурамч залилан мэхлэх мэдээлэлд автахгүй байж, хувь хүний нууцлалтай мэдээлэл болон аливаа урьдчилгаа төлбөр шилжүүлэхээс татгалзах;
  2. Банк хэзээ ч харилцагчаасаа хувийн нууцлалтай мэдээлэл буюу интернэт банкны нэвтрэх нэр, нууц үг оруулах, гүйлгээний баталгаажуулах код шаардсан хүсэлт илгээдэггүй.
  3. Банкны нэрийн өмнөөс танд ирсэн аливаа мэдээллийн албан ёсны цаxим xаяг, утасны дугаар үнэн зөв эсэxийг заавал нарийн нягтлан шалгаж, банкны харилцагчийн үйлчилгээний төвд хандаж тодруулга хийж байх.
  4. Олон нийтийн газар, гудамж талбайд таны интернэт банк, гар утас, төлбөрийн картыг ашиглан мөнгө шилжүүлэх, бэлэн мөнгө болгон авах, сайн үйлсийн тусламж шилжүүлэх зэрэг таны дансыг ашиглан үйлдэх аливаа залилангийн шинж агуулсан арга барилд хууртахгүй байх.

Цаxим залилан нь xарилцагчийн сэтгэл xөдлөл, итгэл үнэмшил дээр тулгуурлан xууран мэxлэx зорилготой, мессеж xүлээн авсан xүмүүс маш xурдан хариу үйлдэл үзүүлэx магадлалтай байдгаараа бусад төрлийн xалдлагуудаас илүү эрсдэлтэй байдагт анхаарна уу.

Categories
Sustainable Development Report

2023 оны 2 улирал

Categories
Sustainable Development Report

2023 оны I улирал

Categories
News

TRANSBANK BECAME THE FIRST COMMERCIAL BANK IN MONGOLIA TO INTRODUCE TRANSAXIS SYSTEM

The TransBank successfully migrated its card management system to Compass Plus Technologies’ “The Next 100 Global Awards” award-winning and leading payment platform TranzAxis within two months, becoming the first commercial bank in Mongolia to introduce and use the payment system.
By introducing the TranzAxis system, we will open up new opportunities for the payment system, increase business growth, meet the system requirements of international organizations, provide financial services that fully meet the needs of customers, improve the security of information and card privacy, diversify banking products and services, and ensure the continuous reliability of the system. it became possible to increase the situation.
“Compass Plus Technologies” is a UK-based technology service provider that has been continuously operating in the field of payment system development since 1989. The company operates globally and is a leading provider of payment systems and cooperates with the world’s top organizations such as VISA, Mastercard, JCB, American Express, etc.
The company’s TranzAxis system, launched in 2022, is designed to meet the needs of the ever-evolving payment ecosystem and has been recognized as a leading payment platform by Global Banking & Finance Review.
Nikolay Korovin, Director of Sales at Compass Plus Technologies, said, ‘We are happy to work with such a promising business as the Transport Development Bank and support them in realizing their vision.’
“Compass Plus Technologies” also mentioned that although the period of introduction of TranzAxis system is 12-24 months, it was put into use in two months in cooperation with the Transport Development Bank.
CLICK HERE to read and familiarize yourself with the news published on the official channel of Compass Plus Technologies, a project partner, about cooperation.
Categories
Bank's history and highlights

2023 оны 8-р сар

Дэлхийн дижитал төлбөрийн технологийн компани болох Visa International байгууллагад үндсэн гишүүн болсон 6 дахь банк боллоо.

Categories
Bank's history and highlights

2023 оны 8-р сар

Тээвэр хөгжлийн банк нь TranzAxis төлбөрийн системийг нэвтрүүлсэн Монголын анхны арилжааны банк боллоо.

Categories
Quarterly financial statements

As of June 30, 2023

(MNT million)

Balance sheet 30/06/2023
1 Asset
1.1 Cash and cash equivalents

                    225,711

1.2 Due from banks and financial institutions

                      62,780

1.3 Financial investments

                       37,151

1.4 Loans and advances to customers (net)

                   583,776

1.4.1 Performing loans

                    529,894

1.4.2 Non-performing loans

                       74,564

1.4.3 Deferred loan payment

                          (152)

1.4.4 Accrued interest receivable

                       13,899

1.4.5 Loan Loss Provision

                    (34,429)

1.5 Derivative financial assets

                         1,197

1.6 Other financial assets

                             558

1.7 Other non-financial assets

                     16,000

1.8 Fixed assets (net)

                       21,710

1.9 Properties held for sale

                       14,184

1.10 Intangible assets

                      12,306

1.11 Total assets

                   975,373

2 Liabilities
2.1 Current accounts

                       70,651

2.2 Savings accounts

                    422,334

2.3 Due to banks and financial instituitions

                    233,108

2.4 Other funds

                       21,290

2.5 Derivative financial liabilities

                             662

2.6 Other liabilities

                       38,155

2.7 Total liabilities 

                   786,200

3 Equity
3.1 Share capital

                   146,474

3.2 Share premium

                       15,647

3.3 Treasury shares

                      (7,032)

3.4 Revaluation surplus

                                –

3.5 Retained earnings /loss

                       34,026

3.6 Other reserves

                               58

4 Total equity

                    189,173

5 Total liabilities and equity

                   975,373

(MNT million)

Income statement 30/06/2023
1 Interest income

                     54,870

1.1 From Bank of Mongolia

                        1,604

1.2 From other banks & financial institutions

                        1,666

1.3 From securities

                        3,806

1.4 From loans

                      43,705

1.5 Other interest income

                        4,089

2 Interest expense

                     36,426

2.1 Interest expense on current accounts

                           943

2.2 Interest expense on savings accounts

                      28,164

2.3 Interest expense on borrowed funds

                        1,027

2.4 Interest expense on securities

                           768

2.5 Other interest expense

                        5,524

3 Net interest income (1-2)

                     18,444

4 Provision expenses (provision reverse income)

                        4,992

4.1 Deposits at other banks and financial institutions

                              –

4.2 Securities

                              –

4.3 Loans

                        4,992

5 Net interest income after provision [(3)-(4)]

                     13,452

6 Other income

                     16,955

6.1 Non-interest income

                     16,867

6.1.1 Trading income

                        8,252

6.1.2 Foreign exchange and revaluation income

                        7,929

6.1.3 Fees and commission income

                           641

6.1.4 Other non-interest income

                             45

6.2 Other income

                             88

7 Other expense

                     27,248

7.1 Non-interest expense

                     27,088

7.1.1 Other provision expense

                           230

7.1.2 Trading expense

                        7,190

7.1.3 Foreign exchange and revaluation expense

                        6,048

7.1.4 Fees and commission expense

                           737

7.1.5 Other operating expense

                      12,883

7.2 Non-operating expense

                           160

8 Profit before tax (5+6-7)

                        3,159

9 Income tax expense

                           267

10 Profit after tax (8-9)

                        2,892

11 Other comprehensive income

                              –

12 Total comprehensive income for the year (10+11)

                        2,892

(MNT million)

Off balance sheet items 30/06/2023
Contingencies and commitments (net)

                      12,164

Prudential ratios by the Bank of Mongolia Limit 30/06/2023
Tier 1 ratio

≥ 9%

26.0%

Capital adequacy ratio

≥ 12%

26.0%

Liquidity ratio

≥ 25%

29.8%

Foreign currency open position ratio (single currency)

< ±15%

5.2%

Foreign currency open position ratio (total)

< ±30%

10.9%

(MNT million)

Related parties Category of assets Outstanding balance % in total Equity
1 Loans and other equivalent assets provided to a related party (less than 5% of capital)

3.2%

1.1 Shareholders

                                 –

                                –

0.0%

1.2 Management

                                 –

                                –

0.0%

1.3 Other related parties

Loan

                         6,143

3.2%

2 Total Loans and other equivalent assets provided to related parties (less than 20% of capital)

13.9%

2.1 Shareholders

Loan

                             100

0.1%

2.2 Management

Loan

                         426

0.2%

2.3 Other related parties

Loan

                       25,702

13.6%

Categories
News News

TRANSBANK’S UNAUDITED FINANCIAL STATEMENT FOR 2023 Q2

The Financial Report of the TransBank for the second quarter of 2023 is presented. During the reporting period, the net profit of 2.9 billion MNT was met and the indicators of reasonable ratio were met.
The TransBank has joined the Netherlands-based Partnership for Carbon Accounting for Finance (PCAF) to measure and report greenhouse gas emissions from financial activities. In this way, it is important to introduce innovative standards in our business operations, to contribute to global efforts to reduce greenhouse gas emissions through our operations, to support environmentally friendly business operations of our customers, and thus to create a transition to a low-carbon development path.
Click here to view the financial statements for the two quarter of 2023.
Categories
News News

TRANSBANK JSC JOINS THE PARTNERSHIP FOR CARBON ACCOUNTING FINANCIALS

TransBank JSC has joined the Netherlands-based Partnership for Carbon Accounting Financials (PCAF) to measure and disclose the greenhouse gas emissions from its financial activities.


The risk posed by climate change is considered a significant concern for banks and financial institutions. It has become a priority for these institutions to assess, define, and transparently report the risk, as well as to make efforts to mitigate potential risks. In this context, PCAF has developed a unified methodology for assessing, measuring and disclosing the greenhouse gas emissions from loans and investment of financial institutions.
With more than 400 financial institutions from six continents, the group is rapidly expanding in North America, Latin America, Europe, Africa and Asia-Pacific. For TransBank, our participation in this partnership is crucial as it allows us to contribute to global efforts aimed at reducing greenhouse gas emissions. We will introduce innovative standards into our business operations, support environmentally friendly practices among our customers, and facilitate a transition towards a low-carbon development path.

Categories
Loan for Women-owned Micro Businesses

Benefits

  1. Does not require collateral (no immovable property nor automobile is required)
  2. Prompt solution in short period of time.
  3. No loan application fee.
Categories
Loan for Women-owned Micro Businesses

Terms and Conditions

Terms and Conditions Loan for Women-owned Micro Businesses
Loan amount MNT 30 million /maximum loan amount to 60% of average sales revenue for 6 months/
Loan term Up to 12 months
Interest rate /monthly/ 1.60%-1.80%
Interest rate /annual/ 19.20%-21.60%
Loan application fee MNT 0
Commitment fee /annual/ 2.8%

* Effective percentage rate /annual/: 19.81%-21.61%

Categories
Loan for Women-owned Micro Businesses

Requirements

Individuals shall be a female entrepreneur;

The legal entity shall meet one of the following requirements:

•  More than 51% of the company’s shares are owned by female shareholders;

•  To have a female CEO or General Director;

•  At least 50% of all employees are women /Legal entity shall be led by a female entrepreneur/

Evidence of running the business in the last 12 months and continuing to pursue it as a going concern and TransBank POS device shall be used for at least 6 months.