Category: Organization

Бүрдүүлэх материал

Бүтээгдэхүүн, үйлчилгээний хүсэлт /энд дарж татаж авна уу/
Байгууллагын карт эзэмших эрх бүхий ажилтны цахим үнэмлэх эсвэл гадаад пасспорт
Байгууллагын карт эзэмших эрх бүхий ажилтны гарын үсгийн баталгаа, байгууллагын тамга тэмдэг /нотариатаар батлуулсан/
Байгууллагын карт эзэмших эрх бүхий ажилтныг тодорхойлсон итгэмжлэл.

Conditions	MNT	USD	EUR	CNY	JPY
Term of loan	Up to 60 months
Maximum loan amount	The maximum amount of financial lease is 20 billion MNT or equivalent currency
Loan interest /month/	2.0%-1.6%	1.35%-1.0%	1.35%-1.0%	1.35%-1.0%	1.35%-1.0%
Loan interest /annual/	24.0%-19.2%	16.2%-12.0%	16.2%-12.0%	16.2%-12.0%	16.2%-12.0%
Service fee	1% of the loan amount or a maximum of 3,000,000 MNT	0.5% of the loan amount or a maximum of 3,000,000 MNT equivalent currency
Application Fee	30,000 MNT
Other	Assets purchased on credit will be fully insured. Customer is responsible for insurance premiums.
Credit database reference fee	For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT

Actual cost /annual/: 19.7%-24.5%

Heavy machinery, equipment, and other tangible assets classified as fixed assets that do not lose their essential characteristics during use are eligible for financial leasing loans.

Loan application letter;
Loan application /from Bank/;
Resolution of the Board of Directors/Shareholders’ Meeting/ on taking a loan. /The decision specifying the requested loan amount, interest rate, term, and collateral and appointing the person authorized to sign/;
A copy of the certificate and charter must be certified by a notary;
A copy of the ID of the person authorized to sign the loan agreement / founders, general director, executive director, etc., borrower’s resume;
Special licenses, business plans and other documents related to business activities;
References /in the name of Organization and major shareholders/;
Other Required documents;

To maintain the borrower’s employment, to provide the working capital necessary for the stability of the business, and to refinance loans from banks for the same purpose.

Conditions	Job support loans
Amount of loan	Up to 500,000,000 MNT
Loan interest /annual/	3%
Loan term /month/	Up to 36 months
Service fee	In the case of a new loan, it will not exceed 1 percent of the amount of the loan amount or 1,500,000 MNT
Increased interest	The increased interest rate is equal to 20% of the principal interest rate
Application Fee	30,000 MNT
Other	Other requirements and conditions of the Bank of Mongolia
Credit database reference fee	For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT

Actual cost /annual/: 3.2%

An enterprise operating in the territory of Mongolia;
The period of business activity is more than 1 year;
The collateral must meet the bank’s requirements;
As a legal entity, the shareholder has not changed since the issuance of the Government Resolution, February 17, 2021;
Must be registered as a registered taxpayer or exempt from value-added tax;
In the case of a loan secured by with insufficient mortgages, meet the requirements specified in sections 4.1.1 and 7.1 of the Law on the Support of Small and Medium Enterprises and Services;
Other requirements
Other requirements set by the bank in accordance with the implementation of this agreement within the framework of credit operation procedures and instructions.

Business profile / company introduction;
Special license to operate;
The original copy of the identity card, if it is not possible to bring the original, a notarized copy and a photocopy of the last 6 months;
Proof of income and expenses;
Documents certifying the purpose of the loan and agreements concluded in connection therewith;
Documents confirming the credit history of the last 3 years, loan agreement and payment documents.
Additional materials required by the bank

Before and after the shipment:

The cost of resources includes the tax costs associated with the attraction of external resources, interest and non-interest costs, and the cost of mandatory reserves.

Trade credit line	MNT	USD	EUR	CNY	JPY
Loan amount	Determined depending on business scale, capital, financial ability and trade turnover.
Trade credit line opening service fee	1% of the credit line amount, up to 1,500,000 MNT	1% of the credit line amount, up to 1,000 USD	1% of the credit line amount, up to 1,000 EUR	1% of the credit line amount, up to 5,000 CNY	1% of the credit line amount, up to 5,000 JPY
Commitment interest (annual)	0%-2.0%
Loan term	up to 60 months
Fee of change to Credit Line Agreements	0%
Application fee	30,000 MNT	10 USD	10 EUR	100 CNY	1,000 JPY
Credit database reference fee	For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT