|
2023 |
2022 | 2021 | 2020 |
2019 |
|
| Balance sheet (MNT million) | |||||
| Total assets |
1,213,495 |
1,162,001 | 733,121 | 360,158 |
524,421 |
| Deposits from customers |
676,805 |
579,764 | 363,476 | 96,842 |
306,001 |
| Loans and advances to customers (Net) |
671,768 |
556,701 | 433,651 | 216,739 |
254,428 |
| Retained earnings |
41,711 |
30,030 | 20,398 | 8,993 |
3,519 |
| Total equity |
196,899 |
186,223 | 182,641 | 109,040 |
81,653 |
| Income statement (MNT million) | |||||
| Interest income |
117,843 |
85,122 | 50,815 | 44,854 |
57,525 |
| Interest expense |
(74,556) |
(45,957) | (24,882) | (25,090) |
(39,898) |
| Net interest income |
43,288 |
39,165 | 25,933 | 19,765 |
17,627 |
| Net fees and commission income (expense) |
(407) |
56 | (85) | (106) |
272 |
| Net trading income |
3,256 |
4,038 | 1,457 | 2,494 |
872 |
| Other income (expense) from other financial instruments at FVTPL |
1,103 |
(1,947) | (178) | 50 |
(140) |
| Other income |
795 |
3,536 | 55 | 683 |
790 |
| Impairment losses on financial instruments |
(8,975) |
(9,300) | (589) | (8,134) |
(6,414) |
| Operating expenses |
(26,950) |
(21,916) | (12,747) | (8,613) |
(7,480) |
| Profit before tax |
12,109 |
13,632 | 13,845 | 6,140 |
5,527 |
| Income tax expense |
(1,484) |
(2,944) | (2,441) | (665) |
(1,130) |
| Net profit for the year |
10,625 |
10,688 | 11,404 | 5,474 |
4,397 |
| PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA (%) | |||||
| Capital adequacy ratio |
22.7% |
26.8% | 33.5% | 39.7% |
27.2% |
| Liquidity ratio |
33.8% |
37.0% | 32.9% | 28.5% |
53.1% |
| Foreign currency open position ratio (single currency) |
-2.9% |
-2.6% | -2.4% | -9.4% |
4.9% |
| Foreign currency open position ratio (total) |
-8.1% |
-3.2% | -4.8% | -9.4% |
-14.2% |