In cooperation with global banks such as China Constructions Bank, KEB Hana bank, Commerzbank, SMBC bank, Oversea-Chinese Banking Corporation etc. in the field of foreign payments, we offer fast and secure foreign payments services to our customers. The transactions are made through our 33 nostro accounts held with 16 leading banks in 9 different currencies.
By using financial instruments such as project financing and syndicated lending, we offer our customers the ability to attract funds from foreign markets.
In cooperation with internationally renowned banks and financial institutions in the fields of trade finance, project finance and international payments, we offer our customers a comprehensive range of products and services tailored at customers convenience.
Монгол Улсын бичиг баримтыг гадаадын улс орнуудад хэрэглэх тохиолдолд апостиль гэрчилгээгээр баталгаажуулах шаардлагатай. Ингэснээр ямар нэг дахин баталгаажуулалт шаардахгүйгээр таны бичиг баримт Апостиль конвенцийн гишүүн 121 улсад хүчин төгөлдөр болох юм. КОНСУЛЫН ГАЗАРТ ХАНДАН ДАРААХ ТӨРЛИЙН БИЧИГ БАРИМТАД АПОСТИЛЬ ГЭРЧИЛГЭЭ АВАХ БОЛОМЖТОЙ: – Иргэний үнэмлэх, паспорт, төрсний болон гэрлэлтийн гэрчилгээ зэрэг бүх төрлийн иргэний бүртгэлийн гэрчилгээ, – Иргэний бүртгэлийн болон цагдаагийн тодорхойлолт – Бүх шатны боловсролын гэрчилгээ – Шүүх, прокурорын шийдвэр – Төрийн захиргааны байгууллагаас олгодог бусад баримт бичиг – Бүрдүүлсэн баримт бичгийг тухайн улсад хэрэглэгдэх хэлээр баталгаат орчуулгын товчоогоор орчуулж, Монгол Улсын нотариатаар баталгаажуулсан байна.
As of December 31, 2024, TransBank’s total assets reached MNT 1.1 trillion.
Through improvements in asset quality and growth in funding sources during the reporting period, the bank achieved a net profit of MNT 11.6 billion. Additionally, the credit risk-bearing capacity ratio increased to 87%, a 26-percentage-point rise compared to the previous year.
The bank’s prudential ratios remain within the regulation set by the Bank of Mongolia. The liquidity ratio stands at 31.8%, and the capital adequacy ratio is 25.2%, exceeding the required minimum by 13.2 percentage points.
During this period, TransBank made significant strides in enhancing its customer service culture, improving risk management practices, and optimizing internal operations. These efforts have bolstered the bank’s service availability, scope, efficiency, and competitiveness, while strengthening its long-term financial stability and capacity.
For detailed financial information, please click HERE.
Within the framework of expanding its operations and increasing its market share, TransBank is engaging in various activities, including international banking, strengthening correspondent bank relations, and promoting Mongolia’s economic and market advantages to foreign organizations and entrepreneurs. As part of this effort, the bank has opened its representative office in Tokyo, Japan in accordance with the relevant laws of both countries based on the approvals granted by both the Financial Services Agency of Japan (on December 9, 2022) and the Bank of Mongolia (on January 25, 2023).
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Contact |
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| Name of Representative Office: | Tokyo Representative Office |
| Address: | 〒100-0004 東京都千代田区大手町１－５ －１ 大手 町ファーストスクエア イースト\タワー４F |
| Telephone number: | 03-5219-1440 |
| Chief Representative: | Hajime Uchida |
| E-mail address: | Tokyo.office@transbank.mn |
| Website: | www.transbank.jp |
STATEMENT OF FINANCIAL POSITION
(MNT million)
| 1 | ASSETS | |
| 1.1 | Cash and cash equivalents |
196,477 |
| 1.2 | Due from banks and financial institutions |
70,253 |
| 1.3 | Financial investments |
125,530 |
| 1.4 | Loans and advances to customers (net) |
636,839 |
| 1.4.1 | Performing loans |
619,776 |
| 1.4.2 | Non-performing loans |
59,125 |
| 1.4.3 | Deferred loan payment |
(103) |
| 1.4.4 | Accrued interest receivable |
9,425 |
| 1.4.5 | Loan loss provision |
(51,384) |
| 1.5 | Derivative financial assets |
909 |
| 1.6 | Other financial assets |
559 |
| 1.7 | Other non-financial assets |
33,092 |
| 1.8 | Fixed assets |
16,531 |
| 1.9 | Properties held for sale |
17,749 |
| 1.1 | Intangible assets |
12,927 |
| 1.11 | Total assets |
1,110,866 |
| 2 | LIABILITIES | |
| 2.1 | Current accounts |
69,976 |
| 2.2 | Savings accounts |
505,198 |
| 2.3 | Due to banks and financial institutions |
177,796 |
| 2.4 | Other funds |
131,114 |
| 2.5 | Derivative financial liabilities |
2,109 |
| 2.6 | Other liabilities |
16,113 |
| 2.7 | Total liabilities |
902,306 |
| 3 | EQUITY | |
| 3.1 | Share capital |
146,474 |
| 3.2 | Share premium |
15,647 |
| 3.3 | Treasury shares |
(7,032) |
| 3.4 | Retained earnings |
53,434 |
| 3.5 | Other reserves |
37 |
| 3.6 | Total equity |
208,560 |
| 4 | TOTAL LIABILITIES AND EQUITY |
1,110,866 |
(MNT million)
| OFF BALANCE SHEET | |
| Contingencies and commitments (net) |
13,808 |
INCOME STATEMENT
(MNT million)
| 1 | Interest income |
135,108 |
| 1.1 | From Bank of Mongolia |
232 |
| 1.2 | From banks and financial institutions |
873 |
| 1.3 | From securities |
7,815 |
| 1.4 | From loans |
124,115 |
| 1.5 | Other interest income |
2,073 |
| 2 | Interest expense |
86,845 |
| 2.1 | Interest expense on current accounts |
1,335 |
| 2.2 | Interest expense on savings accounts |
59,729 |
| 2.3 | Interest expense on borrowed funds |
20,195 |
| 2.4 | Interest expense on securities |
404 |
| 2.5 | Other interest expenses |
5,182 |
| 3 | Net interest income (1-2) |
48,263 |
| 4 | Provision expense |
13,429 |
| 4.1 | Deposits at banks and financial institutions |
23 |
| 4.2 | Securities |
– |
| 4.3 | Loans |
13,406 |
| 5 | Net income after provision (3-4) |
34,834 |
| 6 | Other income |
27,824 |
| 6.1 | Non-interest income |
27,577 |
| 6.1.1 | Trading income |
11,201 |
| 6.1.2 | Foreign exchange and revaluation income |
13,346 |
| 6.1.3 | Fees and commission income |
1,567 |
| 6.1.4 | Other non-interest income |
1,463 |
| 6.2 | Other income, gain |
247 |
| 7 | Other expenses |
48,146 |
| 7.1 | Non-interest expenses |
46,977 |
| 7.1.1 | Other provision expense |
1,947 |
| 7.1.2 | Trading expense |
4,178 |
| 7.1.3 | Foreign exchange and revaluation expense |
12,751 |
| 7.1.4 | Fees and commission expense |
1,619 |
| 7.1.5 | Other operating expenses |
26,482 |
| 7.2 | Other expenses, losses |
1,169 |
| 8 | Profit Before Tax (5+6-7) |
14,512 |
| 9 | Income tax expense |
2,842 |
| 10 | Net profit for the year (8-9) |
11,670 |
| 11 | Other comprehensive income |
(62) |
| 12 | Total comprehensive income for the year (10+11) |
11,608 |
| PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA | LIMIT | PERFORMANCE |
| Tier 1 capital ratio |
≥ 9% |
25.2% |
| Capital adequacy ratio |
≥ 12% |
25.2% |
| Liquidity ratio |
≥ 25% |
31.8% |
| Foreign currency open position ratio (single currency) |
< ±15% |
8.2% |
| Foreign currency open position ratio (total) |
< ±30% |
12.3% |
| LOANS AND ADVANCES TO RELATED PARTIES | CATEGORY OF ASSETS | BALANCE (MNT million) |
PERCENT OF TOTAL EQUITY | |
| 1 | Loans and advances to a related party (less than 5% of total equity) |
2.9% |
||
| 1.1 | Bank shareholders |
– |
– |
– |
| 1.2 | Key management personnel |
– |
– |
– |
| 1.3 | Other related parties |
Loan |
6,057 |
2.9% |
| 2 | Total loans and advances to related parties (less than 20% of total equity) |
10.6% |
||
| 2.1 | Bank shareholders |
Loan |
100 |
0.0% |
| 2.2 | Key management personnel |
Loan |
1,090 |
0.5% |
| 2.3 | Other related parties |
Loan |
20,939 |
10.0% |