- Loan application form (bank template), ID card, 1 passport-size photo
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Social Security Reference
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Description of residence
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Description of the organization
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Account Statement
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Other documents as required by the Bank
Categories
Author: Batbayar
- Loan application form (bank template);
- Identity card;
- If the loan is applied for under a power of attorney, the document must explicitly state the authority to obtain the loan;
Categories
Terms and conditions
| Terms | Savings and loans | |
| Maximum Loan Amount |
The combined amount of the loan and interest will not exceed the balance of the savings
|
|
|
Loan interest /annual/
|
Branch Loans
|
|
|
More than 1 billion MNT /Deposit balance/
|
Annual deposit interest +4% | |
|
From MNT 500,000,001 to MNT 1 billion /Deposit balance/
|
Annual deposit interest +5% | |
|
Up to 500,000,000 MNT /Deposit balance/
|
Annual deposit interest +6% | |
|
Online loan : Annual interest of deposit + 6%
|
||
| Loan currency | MNT | |
|
Loan Term
|
The loan term is determined by the maturity date of the deposit
|
|
|
Loan Fees
|
0% | |
|
Fee for changes to original loan conditions
|
0% | |
|
Application Fee
|
0 MNT | |
Actual cost /annual/: Annual interest of deposit + 4%-6%
- Loan application form (bank template);
- Identity card;
- If the loan is applied for under a power of attorney, the document must explicitly state the authority to obtain the loan;
Categories
Benefits
- Secure the necessary financing;
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Fast and efficient loan approval;
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One of the lowest interest rates in the market for this type of loan;
Categories
Terms and conditions
|
Loan conditions |
|
| Maximum loan amount |
Up to 40,000,000 MNT |
| Loan interest /month/ |
1.5%-2.0% |
| Loan Interest /annual/ |
18.0%-24.0% |
| Loan Term |
Up to 30 months |
| Service fee |
1% of the loan amount |
| Collateral |
Residential real estate |
| Increased interest |
The increased interest rate is equal to 20% of the principal interest rate |
| Fee of Changes to the Original Loan Term |
1.0% of the loan balance or the maximum amount is 1,000,000 MNT |
| Application Fees |
10,000 MNT |
| Credit database reference fee |
Citizen – 1,000 MNT, Organization – 1,000 MNT |
Actual cost/annual/: 19.1%-24.9%
Categories
Requirements
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A mortgage may be an asset of your own property;
- Up to 55% of the after-tax income is sufficient to pay the total monthly loan payments;
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Not having overdue bad loan balance in other banks and financial institutions;
Categories
Eligibility or required documents
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Application, resume /bank model/, 1 copy of photo, identity card
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Description of the place of residence
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Required documents and bank statements to prove salary or business income
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Certificate of collateral and related documents
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Other materials necessary by the Bank
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