- The loan applicant must have provided up to 30% of the required total investment with his own funds;
- Experience in continuous business activity for the last 12 months, for a newly started business, continuous activity for the last 6 months;
- Obtaining a special license to operate from the relevant authority;
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Financial statements must be certified by the Tax Office;
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No poor quality loan balances;
- Have collateral that bank’s requirements;