Categories
Performance of strategy to reduce npl

Key performance indicators for evaluating the NPL reduction target
(MNT million)

Strategy
approval
date
(2024.12.31)

NPL Reduction Plan

As of Reporting Date /2025.12.31/

Short Term
(1 year)

Medium term (2-4 year)

Long-term
(5 or more years)

2025.12.31

2027.12.31 2029.12.31 TARGET ACTUAL

PERFORMANCE %

Total loan portfolio

                  678,901.0

                      1,007,500.0                   1,219,075.0                   1,475,080.8         1,007,500.0           916,133.3

90.9%

Non performing loan (NPL) portfolio

                    59,125.0

                          75,562.5                       85,335.3                       95,880.3         75,562.5             77,638.3

102.7%

NPL Ratio (%)

8.7%

7.5% 7.0% 6.5% 7.5% 8.5%

113.0%

Total loan loss provisions

                    51,383.7

                          62,716.9                       70,828.3                       79,580.6         62,716.9             53,505.6

85.3%

Non-loan non performing assets

                        523.9

                              513.0                           400.0                           100.0                 513.0                 545.9

106.4%

Provisions for Non-loan non performing assets

                        523.9

                              513.0                           400.0                           100.0                 513.0                 545.9

106.4%

Restructured assets ratio

3.5%

5.0% 6.0% 6.0% 5.0% 6.0%

120.0%