| Quarter-2,2018 |
|
|
| FINANCIAL STATEMENT |
|
|
|
|
|
|
|
(in millions of MNT) |
|
| Items |
6/30/2018 |
|
| 1 |
ASSET |
|
| 1.1 |
Cash and cash equivalents |
140,633.16 |
|
| 1.2 |
Due from banks |
– |
|
| 1.3 |
Financial investments (available for sale) |
44,977.37 |
|
| 1.3.5 |
Investmens in associates |
– |
|
| 1.4 |
Loans and advances to customers (net) |
120,164.99 |
|
| 1.4.1 |
Performing loans |
120,386.43 |
|
| 1.4.2 |
Non-performing loans |
– |
|
| 1.4.6 |
Deferred loan payment |
– |
|
| 1.4.7 |
Accrued interest receivable |
442.49 |
|
| 1.4.8 |
(Loan Loss Provision) |
(663.93) |
|
| 1.5 |
Derivative financial assets |
21.97 |
|
| 1.6 |
Other financial assets |
0.30 |
|
| 1.7 |
Other non-financial assets |
634.84 |
|
| 1.8 |
Fixed assets (net) |
2,439.84 |
|
| 1.9 |
Real estate for investment |
– |
|
| 1.10 |
Assets for sale |
– |
|
| 1.11 |
Intangible assets |
600.15 |
|
| 1.12 |
Total assets |
309,472.63 |
|
| 2 |
LIABILITIES |
|
| 2.1 |
Current account |
808.26 |
|
| 2.2 |
Savings |
37,327.98 |
|
| 2.3 |
Due to banks & financial instituitions |
125,098.55 |
|
| 2.4 |
Other deposits |
45,000.00 |
|
| 2.5 |
Other liabilities |
31,838.72 |
|
| 2.10 |
Total liabilities |
240,073.51 |
|
| 3 |
EQUITY |
|
| 3.1 |
Share capital |
72,000.00 |
|
| 3.2 |
Share premium |
– |
|
| 3.3 |
Treasury stock |
– |
|
| 3.4 |
Revaluation surplus |
0.57 |
|
| 3.5 |
Retained earnings |
(2,629.40) |
|
| 3.6 |
Other reserves |
27.95 |
|
| 3.7 |
Total equity |
69,399.12 |
|
| 4 |
TOTAL LIABILITIES AND EQUITY |
309,472.63 |
|
|
|
|
|
|
|
|
|
| INCOME STATEMENT |
|
|
|
|
|
|
|
(in millions of MNT) |
|
| Items |
6/30/2018 |
|
| 1 |
Interest income |
9,085.18 |
|
| 1.1 |
from Bank of Mongolia |
209.48 |
|
| 1.2 |
From Other banks & financial institutions |
624.58 |
|
| 1.3 |
from BoM securities |
1,997.30 |
|
| 1.4 |
Loan interest income |
6,253.83 |
|
| 1.5 |
Other interest income |
– |
|
| 2 |
Interest expense |
4,199.37 |
|
| 2.1 |
Interests paid to Current account |
792.04 |
|
| 2.2 |
Interests paid to Savings |
3,251.02 |
|
| 2.3 |
Interest paid to Borrowed fund |
5.48 |
|
| 2.4 |
Securities interest expense |
150.83 |
|
| 2.5 |
Other interest expense |
– |
|
| 3 |
NET INTEREST INCOME (1-2) |
4,885.81 |
|
| 4 |
Provision expenses |
301.77 |
|
| 4.1 |
Deposits at other banks and financial sectors |
– |
|
| 4.2 |
Securities |
– |
|
| 4.3 |
Loans |
301.77 |
|
| 5 |
Net interest income after provision [(3)-(4)] |
4,584.04 |
|
| 6 |
Other income |
421.11 |
|
| 6.1 |
Non-interest income |
355.06 |
|
| 6.1.1 |
Trade income |
89.43 |
|
| 6.1.2 |
Exchange and revaluation adjustment expense |
– |
|
| 6.1.3 |
Fees and commission income |
265.64 |
|
| 6.1.4 |
Other non-interest income |
– |
|
| 6.2 |
Other income |
66.05 |
|
| 7 |
Other expense |
2,882.12 |
|
| 7.1 |
Non-interest expense |
2,709.72 |
|
| 7.1.1 |
Other provision expense |
– |
|
| 7.1.2 |
Trade expense |
– |
|
| 7.1.3 |
Exchange and revaluation adjustment expense |
29.00 |
|
| 7.1.4 |
Fees and commission expense |
118.02 |
|
| 7.1.5 |
Other operating expense |
2,562.71 |
|
| 7.2 |
Other expense |
172.40 |
|
| 8 |
Net Profit Before Taxes (5+6-7) |
2,123.03 |
|
| 9 |
Income tax expense |
147.15 |
|
| 10 |
Net Profit After Taxes (8-9) |
1,975.88 |
|
| 11 |
Other comprehensive income |
– |
|
| 12 |
Total comprehensive income for the year (10+11) |
1,975.88 |
|
|
|
|
|
|
|
|
|
| OFF BALANCE SHEET |
|
|
|
|
|
|
|
(in millions of MNT) |
|
| Contingencies and commitments (net) |
8,643.90 |
|
|
|
|
|
|
|
|
|
| PRUDENTIAL RATIOS BY THE BANK OF MONGOLIA |
|
|
|
|
| Ratios |
Limit |
Bank |
| Tier 1 ratio |
≥ 9% |
43.9% |
| Capital adequacy ratio |
≥ 12% |
43.9% |
| Liquidity |
≥ 25% |
54.7% |
| Foreign currency open position ratio (by each currency) |
< ±15% |
-9.1% |
| Foreign currency open position ratio (total) |
< ±40% |
-9.1% |