- Flexible and favorable conditions
- Quick loans available
Categories
Month: January 2025
Categories
Terms and conditions
|
Conditions /MNT/ |
Overdraft Loan for salary account |
Overdraft Loans for current account |
|
Minimum balance of account |
0 MNT | |
| Interest rate of account /annual/ |
According to “General Terms and Conditions of the Bank’s Service Fees and Charges” |
|
|
Maximum Loan Amount |
Up to 20 percent of the average current account balance of the last 12 months | |
| Basic interest rate /annual/ | 18.0% |
19.2% |
|
Basic interest rates Increased Interest /annual/ |
21.6% | 24.0% |
| Period of use | up to 12 months |
up to 12 months |
| Repayment period |
30 days /counting from the day use/ |
|
|
Contribution |
1% of the amount or the maximum amount is 1,000,000 MNT | |
| Benefits of Changes to the Original Loan Term |
1% of the amount or the maximum amount is 1,000,000 MNT |
|
|
Application Fee |
10,000 MNT | |
| Credit database reference fee |
For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT |
|
Categories
Eligibility or required documents
- Loan application /from bank/, 1 copy of photo
- Identity card
- Description of the place of residence
- A document confirming the purpose of the loan
- Other required documents
Categories
Benefits
- Flexible and favorable conditions
- Quick loans available
Categories
Terms and conditions
|
Conditions /MNT/ |
Overdraft Loans for Corporate |
| Current account minimum balance |
0 MNT |
|
Current account interest /annual/ |
According to “General Terms and Conditions of the Bank’s Service Fees and Charges” |
| Maximum Loan Amount |
Up to MNT 500 million or up to 20 percent of the average current account balance of the last 12 months |
|
Basic interest rate /annual/ |
21.6% |
| Basic interest rates Increased Interest /annual/ |
24.0% |
|
Period of use |
up to 12 months |
| Repayment period |
30 days /counting from the day use/ |
|
Contribution |
1% of the amount or the maximum amount is 1,000,000 MNT |
| Benefits of Changes to the Original Loan Term |
1% of the amount or the maximum amount is 1,000,000 MNT |
|
Application Fee |
30,000 MNT |
| Credit database reference fee |
For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT |
- Loan application letter;
- Loan application /from Bank/;
- A copy of the certificate and charter must be certified by a notary;
- Financial report certified by audit and tax office /last 1-3 years/;
- Other documents;
| Олон талт шугамын үндсэн нөхцөл | ||||
| Олон талт шугамын эрхийн бүтэц / зориулалт: | 200,000,000 төгрөг хүртэл | |||
| Дотоодын баталагааны эрх | Эргэлтийн хөрөнгийн зээл | |||
| 100,000,000.00 төгрөг | 100,000,000.00 төгрөг | |||
| Хүү, шимтгэл: | Баталгааны эрсдэлийн шимтгэл:* | Жилийн 3.00-5.00%; | Зээлийн хүү: | Сарын 1.8%; Жилийн 21.6%; |
| Шугамын эрхийн хугацаа: | 12-18 сар | |||
| Коммитмент хүү:** | Жилийн 1.5% | |||
| Олон талт шугамын эрх нээсний шимтгэл:*** | Шугамын эрхийн дүнгийн 0.5% | |||
| Баталгаа гаргасны шимтгэл: | 0.00 төгрөг буюу чөлөөлөх | |||
| Баталгаанд өөрчлөлт оруулсны шимтгэл: | ||||
| Зээлжих эрхийн тодорхойлолтын шимтгэл: | ||||
| Барьцаа хөрөнгө: | Олон талт шугамын эрхийн үүргийн гүйцэтгэл хангуулах дүнгийн:
· 50%-д Үл хөдлөх хөрөнгө; · 50%-д Хөдлөх хөрөнгө. |
|||
| Баталгаа дуудагдаж зээлийн эх үүсвэрээр төлбөрийн үүрэг гүйцэтгэх нөхцөл | ||||
| Баталгааны төлбөрийн үүрэг гүйцэтгэхтэй холбоотой олгогдох зээлийн нөхцөл: | Зээлийн дүн: | Баталгааны дүн + Төлөгдөөгүй эрсдэлийн шимтгэлийн дүн | ||
| Хугацаа: | 3 сар хүртэл; | |||
| Хүү: | Төгрөг 24.0% | |||
Categories
Requirements
- Last 12 months continuous business experience;
- Qualify for collateral
- Other requirements from the bank
- Loan application letter. /Required loan amount, interest rate, term, collateral/
- Loan application /Bank form/
- Resolution of the Board of Directors /Shareholders’ Meeting/ on taking a loan. /The decision specifying the requested loan amount, interest rate, term, and collateral and appointing the person authorized to sign/
- A copy of the certificate and charter must be certified by a notary;
- Copy of the identity card of the person authorized to sign the loan agreement / founders, general director, executive director, etc.,
- List of vehicles and equipment to be pledged, certificates
-
Other necessary additional materials
Categories
Terms and conditions
|
Conditions |
MNT |
USD |
|
Loan amount |
Up to 3.5 billion MNT and equivalent currency
|
|
| Loan interest /month/ | 2.0%-1.6% |
1.5%-1.0% |
|
Loan interest /annual/ |
24.0%-19.2% | 18.0%-12.0% |
| Committment interest /annual/ | 4.2%-2.8% |
3.6%-2.0% |
|
Loan terms |
up to 12 months | |
| Service fee |
1% of the loan amount, maximum amount of 1,500,000 MNT and equivalent currency |
|
|
Increased interest |
The increased interest rate is equal to 20% of the principal interest rate | |
| Fee for modification of the original loan conditions |
0% |
|
|
Application Fee |
30,000 MNT | |
| Credit database reference fee |
For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT |
|