Month: May 2022

Categories
High-class Mortgage Loan

Eligibility or required documents

  • Loan application /from bank/
  • Identity card
  • Receipt of advance payment
  • A down payment must have been deposited TransBank;
  • Proof of the source of financing for the down payment of the apartment to be purchased;
Categories
Housing Loan

Terms and conditions

Housing loan MNT

USD
Loan interest
Down Payment /Percentage of Housing Prices/
 30.0%-39.9% 40.0%-49.9%
50.0% or more
Below 30.0%
30.0% or more
Loan interest /month/
 1.80% 1.70% 1.60% 1.35% 1.00%
Loan interest /annual/ 21.60% 20.40% 19.20% 16.20%

12.00%
Term of loan
Up to 180 months
Loan Benefits
1% of the loan amount or the maximum amount is 1,500,000 MNT or equivalent currency
Increased interest
 The increased interest rate is equal to 20 percent of the basic interest rate
Benefits of Changes to the Original Loan Term
1% of the loan balance
Application Fee
10,000 MNT
Credit database reference fee

For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT
Categories
Housing Loan

Requirements

  • Must have been employed by the organization for at least 1 year,
  • Must have self-financed at least 30 percent of the total cost;
  • Up to 60 percent of after-tax income must be sufficient to cover the total monthly interest payments;
  • Other banks and financial institutions have no overdue or poor quality loan balances.
Categories
Housing Loan

Eligibility or required documents

  • Loan application form / sample bank application form /
  • Handwritten application of the loan seeker / loan amount, loan period, eligibility for housing loan are clearly stated/
  • 1% photo
  • Identity card
  • The apartment sale and purchase agreement, director’s agreement, approved budget
  • Organizational salary definition
  • Other required documents
Categories
Business units

Давуу тал

  1. Экспорт, импорт худалдааны газар:
  2. Дотоод, гадаадын бараа эргэлтийн өсөлт, бууралт, тээвэр, логистик, төлбөрийн нөхцөлийн олон улсын жишгийг судлан, банкны зээлийн, баталгааны, аккредитив болон инкассын үйлчилгээг танд шуурхай хүргэхээр тус газар нь байгуулагдсан. Мөн бид төсөл хэрэгжүүлэгчдэд зориулан гадаад дотоодын санхүүгийн байгуулага болон хөрөнгө оруулагчидтай хамтран синдикат санхүүжилт хийх, гадаадын санхүүжилттай төсөл, хөтөлбөрийг өөрийн банкаар дамжуулан харилцах данс нээх, санхүүжилт олгох, урьдчилгаа төлбөр олгох зэргээр таны бизнесийн хамгийн ойрын түнш болж ажилладаг.
  3. Үйлдвэр, уул уурхайн газар:
  4. Монгол Улсын эдийн засгийн хөгжилд голлох үүрэг гүйцэтгэх салбарууд болох үйлдвэр, уул уурхай, сэргээгдэх эрчим хүч, хүнд үйлдвэрийн салбарын иргэд, байгууллагуудаа дэмжих, тэдний онцлогт нийцсэн санхүүгийн үйлчилгээг хүргэх нь манай газрын үндсэн зорилго юм.  
  5. Мөн бид энэ салбарын техник хэрэгсэл, тоног төхөөрөмж, бараа, материал, түүхий эдийн үнэ, өртөгийн судалгаа, мэдээллийг тогтмол гаргаж, зах зээлийн эрсдлийг тооцоолж, техник хэрэгсэл, тоног төхөөрөмжийн импорт, борлуулалт, түрээсийн үйл ажиллагаатай холбоотой судалгаа, дүн шинжилгээ хийх, төсөл хэрэгжүүлэх зэргээр амжилттай үйл ажиллагаагаа тэлсээр байна.
  6. Шинэ төслийн газар
  7. Зорилтот зах зээлд чиглэсэн судалгаа, шинэ төслийн өртөг зардлын үр ашгийн дүн шинжилгээг хийж тухайн салбарт тэргүүлэх ач холбогдолтой байх төслийг бойжуулахаас гадна бүтээгдэхүүн хөгжүүлэх, сурталчлах, борлуулах үйл ажиллагааг тус газар нь явуулдаг.  Мөн хөрөнгө оруулалт шаардлагатай байгаа бизнесийн үйл ажиллагааны төлөвлөгөө боловсруулах, хөрөнгө оруулалтын бүтээгдэхүүн үйлчилгээг харилцагчдадаа санал болгон, хэрэгжүүлдэг. 
Categories
Mortgage Loan

Requirements

  • The applicant for the principal loan must not be a participant in any subsidized housing loan or rent-to-own housing program implemented or currently being implemented by the Government;
  • The apartment to be purchased does not exceed 80 square meters, is used for public purposes or received by the state commission, and is used for living;
  • To be able to pay/pay the advance payment;
  • The main loan applicant must have been employed in the organization in the last 1 year and the co-loan applicant in the last 6 months, or the loan applicant must have worked in the business in the last 2 years and the co-loan applicant in the last 6 months;
  • The applicant and the co-loan applicant must have no overdue loans;
  • Monthly loan payments must not exceed 45% of income before tax;
  • Get insurance and pay insurance related fees;
Categories
Mortgage Loan

Eligibility or required documents

  • Loan application /from bank/
  • Identity card;
  • 1% photo of the last 6 months;
  • Description of the residence committee;
  • Marriage certificate;
  • Income and expenditure documents;
  • Copy of purchase agreement/order agreement;
  • Copies of collateral (apartment to be purchased)
  • Proof of payment or ability to pay the down payment
  • Others
Categories
Apartment Mortgage Loan

Terms and conditions

Apartment Mortgage Loan

Conditions

MNT

USD
Maximum loan amount
Up to 500,000,000 MNT or equivalent USD
A credit analysis is conducted using a standard form that examines the borrower’s ability to pay and the financial difficulties the borrower may face, and the borrower’s total monthly loan and interest payments, debt-to-income ratio is not more than 60%
Down Payment 20%
0% loan advance payment in case of additional mortgage
Loan interest Advance payment /Proportion of the price of the apartment/

20.0%-29.9% of the value of the additional mortgage or the apartment

 30.0%-39.9% 40.0%-49.9%
50.0% or more
The apartment was additionally mortgaged

20% or more
Loan interest /month/

1.80%

 1.70% 1.65% 1.60% 1.35%

1.00%
Loan interest /annual/

21.6%

 20.4% 19.8% 19.2% 16.2%

12.0%
Term of loan

Up to 360 months

Up to 120 months
Service fee

1% of the loan amount or the maximum amount is 1,500,000 MNT or equivalent currency
Increased interest

Equal to 20 percent of the loan interest
Fee of Changes to the Original Loan Term

Up to 1% of the loan balance / Maximum amount 1,000,000 MNT
Application Fee

10,000 MNT
Credit database reference fee

For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT
Categories
Apartment Mortgage Loan

Requirements

  • Worked in the organization for at least 1 year, in the case of self-employed, at least 1 year;
  • Up to 60% of the after-tax income is sufficient to pay the total monthly loan payments;
  • No overdue or non-performing loans in other banks and financial institutions.
Categories
Apartment Mortgage Loan

Eligibility or required documents

  • Loan application /from bank/
  • Identity card
  • Description of the place of residence
  • Receipt of down payment
  • Organizational salary definition
  • Social Security Reference
  • Other required documents