- Flexible and favorable conditions
Categories
Month: May 2022
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С.Сайнжаргал
С.Сайнжаргал нь ОХУ-ын Засгийн газрын тэтгэлэгээр Томскийн Улсын их сургуулийн Хууль Зүйн сургуулийг 2018 онд Эрх зүйч мэргэжлээр Бакалавр зэрэг, Монгол Улсын Их сургуулийн Бизнесийн сургуулийг санхүүч мэргэжлээр 2024 онд Магистр зэргийг тус тус хамгаалж төгссөн.
Тэрээр Кредит банк ХХК-д 2019 оноос хойш Төлөөлөн Удирдах зөвлөлийн нарийн бичгийн даргаар ажилласан бөгөөд ажиллах хугацаандаа Компанийн Төлөөлөн Удирдах зөвлөлийн гишүүн, нарийн бичгийн дарга нарт зориулсан Компанийн засаглалын сургалтад хамрагдсан.
С.Сайнжаргал нь 2021 оны 8 дугаар сараас ийнхүү Тээвэр хөгжлийн банк ХК-д Төлөөлөн удирдах зөвлөлийн нарийн бичгийн даргаар томилогдон ажиллаж байна.
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Terms and conditions
| Financial institute loan | MNT | USD | EUR | CNY | JPY |
| Loan amount |
The maximum loan amount is determined depending on the size of the business, assets and financial ability. The amount of financing from the bank shall not exceed 80% of the total working capital
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| Loan interest /month/ |
2.0%-1.6% |
1.35%-1.0% | 1.35%-1.0% | 1.35%-1.0% |
1.35%-1.0% |
| Loan interest /annual/ | 24.0%-19.2% | 16.2%-12.0% | 16.2%-12.0% | 16.2%-12.0% | 16.2%-12.0% |
| Term of loan |
Up to 36 months |
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| Service fee | 1% of the loan amount or the maximum amount is 1,500,000 MNT | 0.5% of the loan amount or the maximum amount is 1,500 US dollars and the equivalent in EUR, CNY and JPY | |||
| Increased interes |
The increased interest rate is equal to 20% of the principal interest rate |
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| Benefits of Changes to the Original Loan Term |
0% |
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Period of exemption from principal
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Up to 12 months |
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| Application Fee |
30,000 MNT |
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| Credit database reference fee |
For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT |
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- Loan application letter;
- Loan application /from Bank/;
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Resolution of the Board of Directors/Shareholders’ Meeting/ on taking a loan. /The decision specifying the requested loan amount, interest rate, term, and collateral and appointing the person authorized to sign/;
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A copy of the certificate and charter must be certified by a notary;
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Copy of identity card of the person authorized to sign the loan agreement / founders, general director, executive director, etc., borrower’s resume;
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Special licenses, business plans and other documents related to business activities;
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References /in the name of Organization and major shareholders/;
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Other Required documents;
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Requirements
A financial lease includes physical property that does not lose its basic properties during use, such as facilities, equipment, and vehicles, and that belongs to a fixed asset;
- Loan application letter;
- Loan application /from Bank/;
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Resolution of the Board of Directors/Shareholders’ Meeting/ on taking a loan. /The decision specifying the requested loan amount, interest rate, term, and collateral and appointing the person authorized to sign/;
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A copy of the certificate and charter must be certified by a notary;
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Copy of identity card of the person authorized to sign the loan agreement / founders, general director, executive director, etc., borrower’s resume;
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Special licenses, business plans and other documents related to business activities;
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References /in the name of Organization and major shareholders/;
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Other Required documents;
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Benefits
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To maintain the borrower’s employment, to provide the working capital necessary for the stability of the business, and to refinance loans from banks for the same purpose.
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Terms and conditions
Conditions |
Job support loans |
|
Amount of loan |
Up to 500,000,000 MNT
|
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Loan interest /annual/
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3% |
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Loan term /month/
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Up to 36 months
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| Service fee |
In the case of a new loan, it will not exceed 1 percent of the amount of the loan amount or 1,500,000 MNT
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|
Increased interest |
The increased interest rate is equal to 20% of the principal interest rate |
| Application Fee |
30,000 MNT |
| Other |
Other requirements and conditions of the Bank of Mongolia
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| Credit database reference fee |
For each inquiry during the loan investigation /Citizen, Organization/ – 1,000 MNT |
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Requirements
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An enterprise operating in the territory of Mongolia;
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The period of business activity is more than 1 year;
- The property from the bank must have met the requirements of the property;
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As a legal entity, the shareholder has not changed since the issuance of the Government Resolution, February 17, 2021;
- Must be registered as a registered taxpayer or exempt from increased cost tax;
- In the case of a loan secured by with insufficient mortgages, meet the requirements specified in sections 4.1.1 and 7.1 of the Law on the Support of Small and Medium Enterprises and Services;
- Other requirements
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Other requirements set by the bank in accordance with the implementation of this agreement within the framework of credit operation procedures and instructions.
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Business introduction;
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Special license to operate;
- The original copy of the identity card, if it is not possible to bring the original, a notarized copy and a photocopy of the last 6 months;
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Proof of income and expenses;
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Documents certifying the purpose of the loan and agreements concluded in connection therewith;
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Documents confirming the credit history of the last 3 years, loan agreement and payment documents.
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Additional materials required by the bank